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When I do a trial, it’s like an individual battle each day amid a larger war. And we felt we won each day.

On the Friday before the verdict, when the jury had a specific question on damages regarding the calculation on how to award profits, I felt really confident. But by the end of the day, when the jury hadn’t reached verdict, I wondered if we were maybe too excited. It was the longest weekend of my life. I did everything possible to distract myself. Iwent to the movies. I walked on the beach. I did a Sons of Anarchy marathon on Netflix. click here, click here, click here

Upset that he wasn’t credited more for time spent in custody, his client, an Ottawa thief who lost his left eye to cancer while at the Innes Road jail removed his ocular prosthetic and threw it at the lawyer, who caught it after a single bounce off the counsel desk. click here, click here, click here, my site

Too bad. If Hale caught it in the air one of his players gets to come back in. Maybe I don’t hang around enough one-eyed people: I thought those things were called “glass eyes” for a reason. Do they bounce these days? Are they like SuperBalls now? click here, click here

“That’s the thing about this business, there’s always something new that happens,” said Hale, who joked that it was a “new form of retainer.” Told it was a good catch, he said modestly, “I could see it coming.” click here, click here, click here, read more

Jesse Whitlock, 32, is going back to jail. The lawyer gave the fake eyeball to a police guard for fear his client, who has mental-health issues, would flush it down a toilet in protest. click here, click here, click here, read more

The attorney representing the family of a man shot and killed by a Grapevine police officer said an eyewitness to the shooting offers a “very different” version from what police say happened. click here, click here, click here, read more

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Among the measures adopted by agency members Bolingbrook, Homer Glen, Romeoville, Lemont and Woodridge are a formalized “cash receipting policy,” according to agency documents. click here, click here, click here

Going forward, Woodridge, acting as the agency’s treasurer, will invoice members of the agency for 50 percent of their share of the annual budget in January, followed by the other 50 percent in July. click here, click here

If agency funds fall below 25 percent of the annual budget, the second invoice may be sent out sooner. click here, click here, click here,

lso will prepare an annual financial report and has created a fund to better track all receipts and disbursements, according to agency documents. click here, click here

The audit of the agency, the first in its history, found that it ran deficits at the end of each fiscal year from 2009 to 2014. click here, click here

Dan Berg of Sikich LLP, which conducted the audit, said in December that implementing basic billing procedures and other financial processes would “be relatively easy.” click here, click here

The audit Berg presented to the agency in December was just a few pages long. click here, click here, click here

“Auditors would like to have something to audit,” Berg told the board in December. click here, click here, click here

The following chart, taken from EY’s European Banking Barometer 2015 suggests this will not be a good year for people working in the financial services industry. In almost all cases it will, in fact, be worse than 2014. click here, click here,

Surprisingly, or not, this applies equally to people working in the supposedly ‘hot’ areas of compliance, risk and IT. click here,

The only jobs that look safe this year? Based upon EY’s Barometer, which is in turn based upon interviews with 226 senior bankers, you could try jobs in corporate banking, private banking, and wealth management. You don’t want to be working in a ‘head office function.’ click here,

The agency was formed in reaction to high private water prices and is in the midst of a legal battle that began more than two years ago to seize control of a Lake Michigan water supply system from American Lake Water Co. click here

Salaries for government workers between Grades 7 and 14 were sufficient, the Minister of Finance, Obaid Al Tayer, told the FNC on Tuesday. click here

“There has been a 45 per cent addition in the salaries timetable,” Mr Al Tayer said. click here

“Since 2012, on the basic salary nationals filling these grades enjoy a Dh600 allowance for each newborn child, without a cap on the number of children, and a Dh125 annual bonus.” click here,

Sultan Al Shamsi, a member from Ajman, said that given the high cost of living minimum salaries must be reconsidered. click here, click here

“The overall salary of federal government Grade 10 employees under the married category is Dh7,976 a month,” Mr Al Shamsi said. “Once pension contributions are deducted, the amount is just Dh7,500.” click here, click here, click here

Lower grades earn a minimum of about Dh4,000, he said. click here, click here

“Why won’t the minimum salaries be reconsidered?” Mr Al Shamsi asked. click here, click here

“The lowest retirement salary is Dh10,000. Is it logical that an employee who goes to work every day earns Dh5,000, while one who is sleeping at home receives Dh10,000?” click here

Those in Grades 11 to 14 are employees with a middle-school education. click here, click here

Mr Al Tayer said that changing salaries for those grades would mean amending the entire salary structure, leading to additional costs. click here

Mr Al Shamsi argued that housing allowances, which vary from Dh700 to Dh2,000 for these grades, are “illogical because they are not enough”. click here

He requested that nationals’ allowance be raised to at least Dh3,000, making the overall salary no less than Dh10,000, and pointed out that the Sharjah Government had recently raised the minimum salary to Dh11,000 a month. read more

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French Finance Minister Michel Sapin said it is his responsibility to study ways to generate exceptional receipts as an alternative to the proposed special purpose vehicle to lease military equipment for the services. continue, continue, click here

Finance Minister Arun Jaitley will address board members of the Reserve Bank here on March 22 to inform them about steps taken in the Budget for 2015-16 to boost economic growth and contain fiscal deficit. blog, my site, blog

Jaitley, who presented the Budget on February 28, is likely to inform the RBI board about steps taken to contain fiscal deficit and may underline the need to lower interest rates to promote growth. my site, read more, continue

The meeting comes against the backdrop of RBI on March 4 announcing a 0.25 percentage point rate cut within days of unveiling of the Union Budget. read more, continue, click here, blog

Jaitley is likely to compliment the central bank for the rate cut. This was the second surprise rate cut outside regular policy review in .. click here, click here, blog

The RBI’s decision to cut its policy or repo rate to 7.5 per cent — after another cut from 8 per cent to 7.75 per cent on January 15 — is also expected to lower the cost of capital for companies and give a fillip to the investment climate. click here, read more, read more

Social Finance Inc., the online-lending platform known as SoFi, is planning an initial public offering that would value the company at $3.5 billion, people with knowledge of the matter said, almost triple what it received in a recent funding round., read more, click here

The company may raise $500 million this year, said the people, who asked not to be named because the information is private. The San Francisco-based startup plans to file its prospectus confidentially in the second quarter and proceed in the second half, the people said. That timeline may change depending on market conditions. blog, read more,blog

SoFi would follow online-lending pioneer LendingClub Corp. in tapping public markets. LendingClub was the first marketplace lender to hold an IPO, and now has a valuation of about $7.4 billion. SoFi, with 200 employees, started in 2011 as a peer-to-peer lending company for Stanford University students and graduates — with funds crowd-sourced from the school’s alumni. It has since expanded nationally with offerings including mortgages and personal loans. click here, blog, read more

SoFi is planning to work with Goldman Sachs Group Corp. and Morgan Stanley on the IPO, said the people, though Chief Executive Officer Michael Cagney hasn’t decided which firm will be the lead bank. Goldman Sachs has a history with the company, the people said: it helped SoFi to raise $200 million last month at a valuation of $1.3 billion, from investors including Third Point Ventures and Wellington Management Co.

A representative for SoFi declined to comment, as did a spokesman for Goldman Sachs. A representative for Morgan Stanley wasn’t immediately reachable for comment. blog, click here, blog

So far, SoFi has generated more than $1.75 billion in loans, saving borrowers an average $11,783, according to its website.

Student loans are a ripe area for startups. The climbing cost of college has helped swell total student debt to almost $1.2 trillion, with the federal government holding or backing more than $1 trillion of that amount, the U.S. Consumer Financial Protection Bureau said last year. More than 90 percent of all loans for the last academic year were government backed, according to the College Board., click here, read, click

In the year following the collapse of Lehman Brothers in September 2008, the unemployment rate in the US jumped from 6 per cent to 10 per cent. click here, click here

I don’t think we fully comprehend the ramifications of the environmental shift that’s going on in China for our resources-led economy.

It’s taken six years for the US jobless rate to return to those pre-GFC levels, but it’s finally there. click here, click here, click here

In the past year, some 3.3 million new jobs were added to the US economy, with the unemployment rate falling to 5.5 per cent in February. read more

That’s at the top of the range the US Federal Reserve considers to be full employment. read more, read more

It’s not quite a jobs nirvana yet, though.As in Australia, wage growth remains below inflation and the participation rate is below par—suggesting there is still a bit of slack in the labour market. more, more, continue, more, continue

There’s no doubt, however, that the US economy has turned a significant corner, with companies feeling confident enough now to expand and employ more staff—which means wages will eventually rise. more, click here, read this

Indeed, WalMart, the world’s largest retailer, has announced it will be spending US$1 billion this year increasing wages of a large proportion of its US workforce. click here So will this latest jobs data trigger US rate risethat markets have been bracing for? continue The reaction of the financial markets on Friday night would suggest the chances of that are now heightened. more The US dollar surged to an 11 year high against the euro. continue Our currency was crunched down to 77 US cents in the process—before the jobs data came out it had been trading at 78.4 US cents. continue, click here Wall Street shed 1.5 per cent because investors tend to leave the risky share market when interest rates are rising for safer havens like bonds and the currency. continue, more The question now is whether the Fed feels the wider economy is ready for higher interest rates. It’s kept them at near zero since December 2008. click here, read this

The Fed meets next week, so there will be a lot of focus on the language coming out of that meeting. Odds have already shortened for a rate rise in June. more

There have been big falls in the euro too. Is thatalso all about the prospect of higher interest rates in the US? more

Not entirely. It’s also because the eurozone is going in the opposite direction to the United States. It’s aggressively easing monetary policy just as the US moves to start hiking its rates. more

On Monday European time, the European Central Bank will begin its own massive quantitative easing program. click here

It will start buying private and government bonds at the rate of 60 billion euros a month in its bid to inject some extra growth and inflation into the eurozone economies. read this

That’s triggering sharp moves in currency markets, with the euro sinking to 11-year lows against the US dollar on Friday. click here

It fell through the psychologically important US$1.10 level on Thursday and after the strong US jobs report fell even further to US$1.08—about a 10 per cent decline since the start of the year. more

The euro has also slid against our weaker dollar. It was buying around 71 euro cents on Monday morning, so perhaps a holiday in Europe this year makes more sense than the US. click here

After rising again last week, European stocks are now nearly 15 per cent higher since the start of the year. US shares, meanwhile, are treading water. continue

This could finally be Europe’s year, so long as it’s able to contain the Greek debt crisis. click here

The higher US dollar is also putting further pressure on commodity prices. That’s not good news for Australia, is it? blog, click, click No it isn’t—because commodities are priced in US dollars, demand falls when the greenback rises, which pushes down the price further. click, read

On Friday the price of iron ore, our main export earner, fell to a new low of US$58.20 a tonne. At its peak in September 2011, iron ore was fetching US$181 a tonne—so we’ve seen a decline of 67 per cent. blog, read Another factor weighing on the price of iron ore is China’s increased focus on cutting pollution. The Chinese government has threatened to shut down more steel mills this year, which in turn will further dampen demand and prices., readChinese trade data out yesterday underlined the continuing hit to commodities. read read

The value of Australian exports to China dropped by nearly 29 per cent in the first two months of this year, mainly due to the falling price of iron ore and coal. more

A 45 per cent drop in coal imports to China, driven by the slowdown in China as well as its desire to switch to cleaner sources of fuel, is really hurting our Australian coal miners, however. more, more

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The Defense Ministry plans to set up the lease system by June 30 to pay for equipment procurement. But there is concern in some parliamentary quarters the finance minister will state there is a need to study other methods and delay the spending under the lease. my site, my site, continue

Finance Minister Arun Jaitley will address board members of the Reserve Bank here on March 22 to inform them about steps taken in the Budget for 2015-16 to boost economic growth and contain fiscal deficit. read more, my site, blog

Jaitley, who presented the Budget on February 28, is likely to inform the RBI board about steps taken to contain fiscal deficit and may underline the need to lower interest rates to promote growth. continue, read more, blog

The meeting comes against the backdrop of RBI on March 4 announcing a 0.25 percentage point rate cut within days of unveiling of the Union Budget. continue, click here, continue, blog

Jaitley is likely to compliment the central bank for the rate cut. This was the second surprise rate cut outside regular policy review in .. read more, blog, click here

The RBI’s decision to cut its policy or repo rate to 7.5 per cent — after another cut from 8 per cent to 7.75 per cent on January 15 — is also expected to lower the cost of capital for companies and give a fillip to the investment climate. click here, blog, click here

Social Finance Inc., the online-lending platform known as SoFi, is planning an initial public offering that would value the company at $3.5 billion, people with knowledge of the matter said, almost triple what it received in a recent funding round., click here, blog

The company may raise $500 million this year, said the people, who asked not to be named because the information is private. The San Francisco-based startup plans to file its prospectus confidentially in the second quarter and proceed in the second half, the people said. That timeline may change depending on market conditions. read more, blog,click here

SoFi would follow online-lending pioneer LendingClub Corp. in tapping public markets. LendingClub was the first marketplace lender to hold an IPO, and now has a valuation of about $7.4 billion. SoFi, with 200 employees, started in 2011 as a peer-to-peer lending company for Stanford University students and graduates — with funds crowd-sourced from the school’s alumni. It has since expanded nationally with offerings including mortgages and personal loans. read more, blog, read more

SoFi is planning to work with Goldman Sachs Group Corp. and Morgan Stanley on the IPO, said the people, though Chief Executive Officer Michael Cagney hasn’t decided which firm will be the lead bank. Goldman Sachs has a history with the company, the people said: it helped SoFi to raise $200 million last month at a valuation of $1.3 billion, from investors including Third Point Ventures and Wellington Management Co.

A representative for SoFi declined to comment, as did a spokesman for Goldman Sachs. A representative for Morgan Stanley wasn’t immediately reachable for comment. click here, blog, blog

So far, SoFi has generated more than $1.75 billion in loans, saving borrowers an average $11,783, according to its website.

Student loans are a ripe area for startups. The climbing cost of college has helped swell total student debt to almost $1.2 trillion, with the federal government holding or backing more than $1 trillion of that amount, the U.S. Consumer Financial Protection Bureau said last year. More than 90 percent of all loans for the last academic year were government backed, according to the College Board., click, read more, click here

In the year following the collapse of Lehman Brothers in September 2008, the unemployment rate in the US jumped from 6 per cent to 10 per cent. click here, click here

I don’t think we fully comprehend the ramifications of the environmental shift that’s going on in China for our resources-led economy.

It’s taken six years for the US jobless rate to return to those pre-GFC levels, but it’s finally there. click here, click here, click here

In the past year, some 3.3 million new jobs were added to the US economy, with the unemployment rate falling to 5.5 per cent in February. read more

That’s at the top of the range the US Federal Reserve considers to be full employment. read more, read more

It’s not quite a jobs nirvana yet, though.As in Australia, wage growth remains below inflation and the participation rate is below par—suggesting there is still a bit of slack in the labour market. click here, more, click here, more, click here

There’s no doubt, however, that the US economy has turned a significant corner, with companies feeling confident enough now to expand and employ more staff—which means wages will eventually rise. click here, continue, more

Indeed, WalMart, the world’s largest retailer, has announced it will be spending US$1 billion this year increasing wages of a large proportion of its US workforce. continue So will this latest jobs data trigger US rate risethat markets have been bracing for? read this The reaction of the financial markets on Friday night would suggest the chances of that are now heightened. click here The US dollar surged to an 11 year high against the euro. continue Our currency was crunched down to 77 US cents in the process—before the jobs data came out it had been trading at 78.4 US cents. continue, continue Wall Street shed 1.5 per cent because investors tend to leave the risky share market when interest rates are rising for safer havens like bonds and the currency. click here, read this The question now is whether the Fed feels the wider economy is ready for higher interest rates. It’s kept them at near zero since December 2008. continue, read this

The Fed meets next week, so there will be a lot of focus on the language coming out of that meeting. Odds have already shortened for a rate rise in June. continue

There have been big falls in the euro too. Is thatalso all about the prospect of higher interest rates in the US? continue

Not entirely. It’s also because the eurozone is going in the opposite direction to the United States. It’s aggressively easing monetary policy just as the US moves to start hiking its rates. read this

On Monday European time, the European Central Bank will begin its own massive quantitative easing program. more

It will start buying private and government bonds at the rate of 60 billion euros a month in its bid to inject some extra growth and inflation into the eurozone economies. click here

That’s triggering sharp moves in currency markets, with the euro sinking to 11-year lows against the US dollar on Friday. click here

It fell through the psychologically important US$1.10 level on Thursday and after the strong US jobs report fell even further to US$1.08—about a 10 per cent decline since the start of the year. read this

The euro has also slid against our weaker dollar. It was buying around 71 euro cents on Monday morning, so perhaps a holiday in Europe this year makes more sense than the US. continue

After rising again last week, European stocks are now nearly 15 per cent higher since the start of the year. US shares, meanwhile, are treading water. read this

This could finally be Europe’s year, so long as it’s able to contain the Greek debt crisis. read this

The higher US dollar is also putting further pressure on commodity prices. That’s not good news for Australia, is it? blog, more, blog No it isn’t—because commodities are priced in US dollars, demand falls when the greenback rises, which pushes down the price further. blog, click

On Friday the price of iron ore, our main export earner, fell to a new low of US$58.20 a tonne. At its peak in September 2011, iron ore was fetching US$181 a tonne—so we’ve seen a decline of 67 per cent. more, read Another factor weighing on the price of iron ore is China’s increased focus on cutting pollution. The Chinese government has threatened to shut down more steel mills this year, which in turn will further dampen demand and prices., blogChinese trade data out yesterday underlined the continuing hit to commodities. read read

Iron ore export volumes remained steady, though.That means that for the time being our low cost iron ore producers, BHP Billiton and Rio Tinto, are doing OK. blog

A 45 per cent drop in coal imports to China, driven by the slowdown in China as well as its desire to switch to cleaner sources of fuel, is really hurting our Australian coal miners, however. more, read

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Alexis Tsipras appeared to confirm reports he had ordered Varoufakis to keep a lower profile in an interview with the German magazine Der Spiegel on Saturday. blog, click here, click here

As Greece headed into a meeting with Eurogroup finance ministers on Monday, where it will argue to be allowed to raise more cash, the normally voluble Varoufakis has become uncharacteristically careful, also stepping back from social media in recent days. His last tweet on March 1 was “dedicated to muck-racking journalists”. blog, blog, read more

Survivor benefits are different from spousal benefits, which inflict some severe penalties for starting checks early. When you start spousal benefits before your own full retirement age, you’re locked into a permanently smaller check and you can’t later switch to your own benefit, even if it’s larger. The only way to preserve the ability to switch is to file a restricted application for just the spousal benefit at your own full retirement age (which is 66 for people born from 1943 to 1954 and gradually increases to age 67 for people born in 1955 and later). Then you preserve the right to change to your own benefit when it maxes out at age 70.

Online calculators can help you determine the best Social Security claiming strategy. AARP and T. Rowe Price are among the sites that provide free calculators, but they don’t factor in survivor benefits. Consider spending about $40 for one of the more sophisticated calculators, such as Kotlikoff’s MaximizeMySocialSecurity.com, that can include this click here, more, continue

Questions may be sent to Liz Weston, 3940 Laurel Canyon, No. 238, Studio City, CA 91604, or by using the “Contact” form at asklizweston.com. Distributed by No More Red Inc. blog, more, more

On Friday, Deldin said the county is working on the posting for the $132,000-a-year job. He previously told the board that he hoped officials could interview candidates at the end of March and bring a recommendation from Executive Mark Hackel to the board by the end of April. continue, continue, blog

There were about eight people with experience in the government sector. Of those, three candidates were interviewed. A finalist was selected and the county made an offer, Deldin told the board, but the two parties could not reach an agreement. click here, click here, click here Deldin told the board he thought the compensation being offered might have been inadequate. He said human resources did a quick search of finance director salaries of counties in metro Detroit and elsewhere in Michigan, such as Kent County, but it showed Macomb County was “on the high end. We’re not the highest, but we’re on the high end,” he told the board. click here, click here, click here, click here, click here

Firms are seen adding more staff this month and next after signing off on their headcount for 2015, while bankers are “likely to look at new opportunities” after receiving their bonus payments, Astbury Marsden said in an e-mailed statement. Firms in the City financial district created 3,010 jobs last month after an increase of 2,780 in January, it said. click here, click here, click here

Barclays Plc said on March 3, when reporting full-year earnings, that it expects income from the securities unit in the first quarter to be “well ahead” of the previous three months, citing “current trends and a strong banking pipeline.” click here, click here, click here, click here

At Barclays, variable compensation fell by 22 percent in 2014 from a year earlier. A total of 273 employees were paid between 1 million pounds and 2 million pounds in 2014, down from 363 people a year earlier, with more than half of those staff based in the U.S. and a third in the U.K., the bank said. click here, click here, click here, click here

Royal Bank of Scotland Group Plc, the government-owned British lender, cut variable compensation for 2014 by 26 percent after reporting its seventh annual loss. Lloyds Banking Group Plc cut its bonus pool by 3.6 percent from 2013. read more, read more, read more, read more

“City staff who were planning to move jobs but were waiting to hear about their 2014 bonus will undoubtedly look at new opportunities in the spring, especially if they don’t get the reward they think they deserve,” Adeyeri said. read more, read more, read more, read more

Goldman Sachs Group Inc. was sued for sexual discrimination by a research analyst who said the bank and its managers deprived her of a promotion, pay and bonuses. read more, read more, read more

Sonia Pereiro-Mendez, an executive director still employed by the bank, was given permission by a judge in London Friday to pursue some of her claims against the company in relation to a bonus for 2010. Judge Alison Lewzey dismissed other parts of the lawsuit over allegations that managers gave better opportunities to her male colleagues. read more, read more, read more

While some of the allegations predate the birth of her first child, Pereiro-Mendez said some claims related to the period after she took six months of maternity leave in 2012, followed by a month of vacation and two months of sick leave for treatment of a “pre-cancerous condition.” click here, click here, click here, click here

A spokesman for Goldman, Sebastian Howell, declined to comment on the London case. A lawyer for Pereiro-Mendez said she declined to comment on the case.

Pereiro-Mendez has been on sick leave since January 2014 and filed a grievance in April after an executive at the firm told her that managers “want to get rid of you,” according to the lawsuit. click here, click here, click here, click here

She joined the firm in Frankfurt in 2003 and moved to a position in London in 2005, according to her claim. She was promoted to executive director in 2009 and earned a base salary of 250,000 pounds in 2010 and 2011. That dropped to 192,000 pounds in 2012 and she didn’t receive bonuses in 2011 and 2013. blog, read more, read more

In 2001, I was doing well at my job at Cisco Systems, leading a group that helped companies we’d acquired adjust to life at the networking giant. But this was the beginning of an era of massive layoffs in Silicon Valley and across the U.S., and my employer was no different: I knew my job may be in danger. Yet by the summer of 2002, I was in Singapore, having survived a rough period at the company. I felt relieved and excited to have a new assignment, and a job.

Two years later, I was out—an abrupt end to what I thought would be a lifetime relationship with my employer. blog, click, read more

What happened? I got talked into a bad assignment. With jobs at a premium, a colleague dazzled me with talk about how an international role would round out The person also planted the relocation idea with my manager and urged others to sell me on the opportunity. It seemed like a great idea at the time, but in retrospect, it was clear I hadn’t considered all the angles. Years later, I discovered that my helpful colleague had viewed me as a threat and wanted me out of the way. more, click here, click here, read this

My career has survived despite the setback. I write this not to foment paranoia, but to point out that your colleagues may have an agenda that conflicts with yours. At the same time, even the strongest relationships in one location can erode quickly when you’re several time zones away. Here are a few simple strategies to consider should you find yourself in a similar situation. blog, click, read, blog

Question the source. Before making any major career moves based on someone’s advice, don’t assume you know their motives, nor that they have your best interests in mind. Weigh different opinions carefully, especially if they’re coming from someone who may benefit from your decision. read, click here, click here

Expand your bench. When gathering information to make a decision on something as major as a relocation or new job, get advice from a variety of reliable sources. Mostly, determine whether the job fits your career path. Talk to your manager, human resources—essentially anyone with valuable perspective. Think about where you want your career to be two or three jobs after this one. Will the new position get you there? click here, click here, click here

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Alexis Tsipras appeared to confirm reports he had ordered Varoufakis to keep a lower profile in an interview with the German magazine Der Spiegel on Saturday. read more, click here, read more

A cartoon in the liberal daily Kathimerini on Wednesday lampooned his omnipresence on TV, with a woman telling her husband to change channel every time Varoufakis popped up on the screen and her husband saying, “But I am!” click, blog, read more

Dear Liz: I earned more than my wife, who died at age 57 after 18 years of marriage. When I turn 60, can I take survivor Social Security benefits based on her work record and then request my benefit at age 70?

If you work, however, the math becomes less clear. When you start benefits early, your check is reduced $1 for every $2 you earn over a certain limit, which in 2015 is $15,720. That penalty disappears once you hit your full retirement age. continue, continue, continue

If she lives in Iowa, Kentucky, Maryland, Nebraska, New Jersey or Pennsylvania, she could owe a maximum of 16% of the money to her state. Typically the rate depends on the relationship between the deceased and the heir, with close relatives paying less than more distant relatives and friends (or employees). blog, read, click

Pete Provenzano stepped down as county finance director in August to become vice chancellor of administrative services at Oakland Community College. read, read, read

There were about eight people with experience in the government sector. Of those, three candidates were interviewed. A finalist was selected and the county made an offer, Deldin told the board, but the two parties could not reach an agreement. click here, click here, click here Deldin said Friday that he didn’t know what the sticking point was for the finalist, but it could have been a combination of salary, benefits and a different retirement plan. click here, click here, click here, click here, click here

Firms are seen adding more staff this month and next after signing off on their headcount for 2015, while bankers are “likely to look at new opportunities” after receiving their bonus payments, Astbury Marsden said in an e-mailed statement. Firms in the City financial district created 3,010 jobs last month after an increase of 2,780 in January, it said. click here, click here, click here

Barclays Plc said on March 3, when reporting full-year earnings, that it expects income from the securities unit in the first quarter to be “well ahead” of the previous three months, citing “current trends and a strong banking pipeline.” click here, click here, click here, click here

At Barclays, variable compensation fell by 22 percent in 2014 from a year earlier. A total of 273 employees were paid between 1 million pounds and 2 million pounds in 2014, down from 363 people a year earlier, with more than half of those staff based in the U.S. and a third in the U.K., the bank said. click here, click here, click here, click here

Royal Bank of Scotland Group Plc, the government-owned British lender, cut variable compensation for 2014 by 26 percent after reporting its seventh annual loss. Lloyds Banking Group Plc cut its bonus pool by 3.6 percent from 2013. read more, read more, read more, read more

“City staff who were planning to move jobs but were waiting to hear about their 2014 bonus will undoubtedly look at new opportunities in the spring, especially if they don’t get the reward they think they deserve,” Adeyeri said. read more, read more, read more, read more

Goldman Sachs Group Inc. was sued for sexual discrimination by a research analyst who said the bank and its managers deprived her of a promotion, pay and bonuses. read more, read more, read more

Sonia Pereiro-Mendez, an executive director still employed by the bank, was given permission by a judge in London Friday to pursue some of her claims against the company in relation to a bonus for 2010. Judge Alison Lewzey dismissed other parts of the lawsuit over allegations that managers gave better opportunities to her male colleagues. read more, read more, read more

While some of the allegations predate the birth of her first child, Pereiro-Mendez said some claims related to the period after she took six months of maternity leave in 2012, followed by a month of vacation and two months of sick leave for treatment of a “pre-cancerous condition.” click here, click here, click here, click here

A spokesman for Goldman, Sebastian Howell, declined to comment on the London case. A lawyer for Pereiro-Mendez said she declined to comment on the case.

Pereiro-Mendez has been on sick leave since January 2014 and filed a grievance in April after an executive at the firm told her that managers “want to get rid of you,” according to the lawsuit. click here, click here, click here, click here

She joined the firm in Frankfurt in 2003 and moved to a position in London in 2005, according to her claim. She was promoted to executive director in 2009 and earned a base salary of 250,000 pounds in 2010 and 2011. That dropped to 192,000 pounds in 2012 and she didn’t receive bonuses in 2011 and 2013. click here, click here, read more

In 2001, I was doing well at my job at Cisco Systems, leading a group that helped companies we’d acquired adjust to life at the networking giant. But this was the beginning of an era of massive layoffs in Silicon Valley and across the U.S., and my employer was no different: I knew my job may be in danger. Yet by the summer of 2002, I was in Singapore, having survived a rough period at the company. I felt relieved and excited to have a new assignment, and a job.

Two years later, I was out—an abrupt end to what I thought would be a lifetime relationship with my employer. read more, blog, read

What happened? I got talked into a bad assignment. With jobs at a premium, a colleague dazzled me with talk about how an international role would round out The person also planted the relocation idea with my manager and urged others to sell me on the opportunity. It seemed like a great idea at the time, but in retrospect, it was clear I hadn’t considered all the angles. Years later, I discovered that my helpful colleague had viewed me as a threat and wanted me out of the way. more, click here, more, click here

Not long after settling into my new job, headquarters seemed to challenge most of my decisions. I wasn’t aware I had my own personal saboteur back in the U.S. who was busy planting seeds of doubt with my boss and others about my effectiveness. blog, blog, more, blog

Question the source. Before making any major career moves based on someone’s advice, don’t assume you know their motives, nor that they have your best interests in mind. Weigh different opinions carefully, especially if they’re coming from someone who may benefit from your decision. read, click here, click here

Phone home. If you’re going to be far from headquarters, it’s critical that you figure out a way to set up frequent contact. That way you can smooth out any misunderstandings or misperceptions. If you can’t visit the home office (whether because of a hectic schedule or cost), invite your manager to visit. If that’s not an alternative, use conference calls or Skype to stay at the front of your colleagues’ minds. click here, click here, click here

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“Yanis, don’t overdo it,” the paper said. “Because the economy isn’t only about the science of handling the budget. It’s about being frugal with words too.” read more, blog, click here

As Greece headed into a meeting with Eurogroup finance ministers on Monday, where it will argue to be allowed to raise more cash, the normally voluble Varoufakis has become uncharacteristically careful, also stepping back from social media in recent days. His last tweet on March 1 was “dedicated to muck-racking journalists”. read, read, read

Your savings habits are admirable, but you shouldn’t worry too much about “locking up” your money. There are a number of ways to tap retirement funds if you really need the cash. Ideally, you’d leave the money alone to grow tax-deferred until you’re ready to retire, but you’re not required to do so.

If you work, however, the math becomes less clear. When you start benefits early, your check is reduced $1 for every $2 you earn over a certain limit, which in 2015 is $15,720. That penalty disappears once you hit your full retirement age. more, click here, read this

Questions may be sent to Liz Weston, 3940 Laurel Canyon, No. 238, Studio City, CA 91604, or by using the “Contact” form at asklizweston.com. Distributed by No More Red Inc. blog, click, read

Assistant Finance Director Stephen Smigiel has served as interim director since Sept. 1, guiding the county through some of the busiest and possibly most important financial times in its history – deciding to take out more than $300 million in bonds for retiree health care and renovations to its downtown Mt. Clemens campus. blog, read, read

Deldin said there is about a two-week lag after more data was collected about the county for a brochure to be distributed to candidates. The brochure, he said, would include geographical information about the state’s third-largest county for potential out-of-state candidates. click here, click here, click here He told commissioners that while the county is competitive “finance directors are hard to recruit, especially in an environment where you’re constantly cutting, cutting, cutting.” click here, click here, click here, click here, click here

Firms are seen adding more staff this month and next after signing off on their headcount for 2015, while bankers are “likely to look at new opportunities” after receiving their bonus payments, Astbury Marsden said in an e-mailed statement. Firms in the City financial district created 3,010 jobs last month after an increase of 2,780 in January, it said. click here, click here, click here

Barclays Plc said on March 3, when reporting full-year earnings, that it expects income from the securities unit in the first quarter to be “well ahead” of the previous three months, citing “current trends and a strong banking pipeline.” click here, click here, click here, click here

At Barclays, variable compensation fell by 22 percent in 2014 from a year earlier. A total of 273 employees were paid between 1 million pounds and 2 million pounds in 2014, down from 363 people a year earlier, with more than half of those staff based in the U.S. and a third in the U.K., the bank said. click here, click here, click here, click here

Royal Bank of Scotland Group Plc, the government-owned British lender, cut variable compensation for 2014 by 26 percent after reporting its seventh annual loss. Lloyds Banking Group Plc cut its bonus pool by 3.6 percent from 2013. read more, read more, read more, read more

“City staff who were planning to move jobs but were waiting to hear about their 2014 bonus will undoubtedly look at new opportunities in the spring, especially if they don’t get the reward they think they deserve,” Adeyeri said. read more, read more, read more, read more

Goldman Sachs Group Inc. was sued for sexual discrimination by a research analyst who said the bank and its managers deprived her of a promotion, pay and bonuses. read more, read more, read more

Sonia Pereiro-Mendez, an executive director still employed by the bank, was given permission by a judge in London Friday to pursue some of her claims against the company in relation to a bonus for 2010. Judge Alison Lewzey dismissed other parts of the lawsuit over allegations that managers gave better opportunities to her male colleagues. read more, read more, read more

While some of the allegations predate the birth of her first child, Pereiro-Mendez said some claims related to the period after she took six months of maternity leave in 2012, followed by a month of vacation and two months of sick leave for treatment of a “pre-cancerous condition.” click here, click here, click here, click here

A spokesman for Goldman, Sebastian Howell, declined to comment on the London case. A lawyer for Pereiro-Mendez said she declined to comment on the case.

Pereiro-Mendez has been on sick leave since January 2014 and filed a grievance in April after an executive at the firm told her that managers “want to get rid of you,” according to the lawsuit. click here, click here, click here, click here

She joined the firm in Frankfurt in 2003 and moved to a position in London in 2005, according to her claim. She was promoted to executive director in 2009 and earned a base salary of 250,000 pounds in 2010 and 2011. That dropped to 192,000 pounds in 2012 and she didn’t receive bonuses in 2011 and 2013. click here, blog, blog

In 2001, I was doing well at my job at Cisco Systems, leading a group that helped companies we’d acquired adjust to life at the networking giant. But this was the beginning of an era of massive layoffs in Silicon Valley and across the U.S., and my employer was no different: I knew my job may be in danger. Yet by the summer of 2002, I was in Singapore, having survived a rough period at the company. I felt relieved and excited to have a new assignment, and a job.

Two years later, I was out—an abrupt end to what I thought would be a lifetime relationship with my employer. click here, blog, read

What happened? I got talked into a bad assignment. With jobs at a premium, a colleague dazzled me with talk about how an international role would round out The person also planted the relocation idea with my manager and urged others to sell me on the opportunity. It seemed like a great idea at the time, but in retrospect, it was clear I hadn’t considered all the angles. Years later, I discovered that my helpful colleague had viewed me as a threat and wanted me out of the way. read this, read this, continue, read this

Not long after settling into my new job, headquarters seemed to challenge most of my decisions. I wasn’t aware I had my own personal saboteur back in the U.S. who was busy planting seeds of doubt with my boss and others about my effectiveness. click, more, read, more

Question the source. Before making any major career moves based on someone’s advice, don’t assume you know their motives, nor that they have your best interests in mind. Weigh different opinions carefully, especially if they’re coming from someone who may benefit from your decision. blog, click here, continue

Phone home. If you’re going to be far from headquarters, it’s critical that you figure out a way to set up frequent contact. That way you can smooth out any misunderstandings or misperceptions. If you can’t visit the home office (whether because of a hectic schedule or cost), invite your manager to visit. If that’s not an alternative, use conference calls or Skype to stay at the front of your colleagues’ minds. click here, click here, click here

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Asked if he had pulled up his charismatic finance chief for giving too many media interviews, Tsipras said: “I have called for less words and more action from all members of the ministerial council (the official name of the cabinet), not just Mr Varoufakis.” click here, read more, click here

As Greece headed into a meeting with Eurogroup finance ministers on Monday, where it will argue to be allowed to raise more cash, the normally voluble Varoufakis has become uncharacteristically careful, also stepping back from social media in recent days. His last tweet on March 1 was “dedicated to muck-racking journalists”. click here, click here, read

Survivor benefits are different from spousal benefits, which inflict some severe penalties for starting checks early. When you start spousal benefits before your own full retirement age, you’re locked into a permanently smaller check and you can’t later switch to your own benefit, even if it’s larger. The only way to preserve the ability to switch is to file a restricted application for just the spousal benefit at your own full retirement age (which is 66 for people born from 1943 to 1954 and gradually increases to age 67 for people born in 1955 and later). Then you preserve the right to change to your own benefit when it maxes out at age 70.

“Getting a reduced benefit for 10 years, from 60 to 70, is better than getting an unreduced benefit for fewer years,” Kotlikoff said. click here, more, continue

A cousin’s boss died and in his will left $85,000 for each of the company’s 10 employees. What are the tax consequences for her? blog, read, blog

On Friday, Deldin said the county is working on the posting for the $132,000-a-year job. He previously told the board that he hoped officials could interview candidates at the end of March and bring a recommendation from Executive Mark Hackel to the board by the end of April. click here, continue, click here

Deldin said there is about a two-week lag after more data was collected about the county for a brochure to be distributed to candidates. The brochure, he said, would include geographical information about the state’s third-largest county for potential out-of-state candidates. click here, click here, click here He told commissioners that while the county is competitive “finance directors are hard to recruit, especially in an environment where you’re constantly cutting, cutting, cutting.” click here, click here, click here, click here, click here

London’s financial-services companies are set to step up hiring after the number of new jobs jumped 17 percent in February from a year ago, boosted by reviving global equities markets, according to a recruitment firm. click here, click here, click here

Barclays Plc said on March 3, when reporting full-year earnings, that it expects income from the securities unit in the first quarter to be “well ahead” of the previous three months, citing “current trends and a strong banking pipeline.” click here, click here, click here, click here

At Barclays, variable compensation fell by 22 percent in 2014 from a year earlier. A total of 273 employees were paid between 1 million pounds and 2 million pounds in 2014, down from 363 people a year earlier, with more than half of those staff based in the U.S. and a third in the U.K., the bank said. click here, click here, click here, click here

Royal Bank of Scotland Group Plc, the government-owned British lender, cut variable compensation for 2014 by 26 percent after reporting its seventh annual loss. Lloyds Banking Group Plc cut its bonus pool by 3.6 percent from 2013. read more, read more, read more, read more

“City staff who were planning to move jobs but were waiting to hear about their 2014 bonus will undoubtedly look at new opportunities in the spring, especially if they don’t get the reward they think they deserve,” Adeyeri said. read more, read more, read more, read more

Goldman Sachs Group Inc. was sued for sexual discrimination by a research analyst who said the bank and its managers deprived her of a promotion, pay and bonuses. read more, read more, read more

Sonia Pereiro-Mendez, an executive director still employed by the bank, was given permission by a judge in London Friday to pursue some of her claims against the company in relation to a bonus for 2010. Judge Alison Lewzey dismissed other parts of the lawsuit over allegations that managers gave better opportunities to her male colleagues. read more, read more, read more

Pereiro-Mendez, who made $700,000 in 2010 in salary and bonuses, said in the lawsuit that she was excluded from meetings and client dinners and “publicly undermined,” while male colleagues were paid more for similar work and one was promoted to managing director. In 2013, she said, she was seated at a desk previously occupied by an administrative assistant. click here, click here, click here, click here

A spokesman for Goldman, Sebastian Howell, declined to comment on the London case. A lawyer for Pereiro-Mendez said she declined to comment on the case.

Pereiro-Mendez has been on sick leave since January 2014 and filed a grievance in April after an executive at the firm told her that managers “want to get rid of you,” according to the lawsuit. click here, click here, click here, click here

She joined the firm in Frankfurt in 2003 and moved to a position in London in 2005, according to her claim. She was promoted to executive director in 2009 and earned a base salary of 250,000 pounds in 2010 and 2011. That dropped to 192,000 pounds in 2012 and she didn’t receive bonuses in 2011 and 2013. click here, blog, blog

In 2001, I was doing well at my job at Cisco Systems, leading a group that helped companies we’d acquired adjust to life at the networking giant. But this was the beginning of an era of massive layoffs in Silicon Valley and across the U.S., and my employer was no different: I knew my job may be in danger. Yet by the summer of 2002, I was in Singapore, having survived a rough period at the company. I felt relieved and excited to have a new assignment, and a job.

Two years later, I was out—an abrupt end to what I thought would be a lifetime relationship with my employer. blog, read more, read more

What happened? I got talked into a bad assignment. With jobs at a premium, a colleague dazzled me with talk about how an international role would “round out” my resume. The person also planted the relocation idea with my manager and urged others to sell me on the opportunity. It seemed like a great idea at the time, but in retrospect, it was clear I hadn’t considered all the angles. Years later, I discovered that my helpful colleague had viewed me as a threat and wanted me out of the way. more, continue, read this, read this

My career has survived despite the setback. I write this not to foment paranoia, but to point out that your colleagues may have an agenda that conflicts with yours. At the same time, even the strongest relationships in one location can erode quickly when you’re several time zones away. Here are a few simple strategies to consider should you find yourself in a similar situation. read, click, more, more

Question the source. Before making any major career moves based on someone’s advice, don’t assume you know their motives, nor that they have your best interests in mind. Weigh different opinions carefully, especially if they’re coming from someone who may benefit from your decision. blog, read, click here

Phone home. If you’re going to be far from headquarters, it’s critical that you figure out a way to set up frequent contact. That way you can smooth out any misunderstandings or misperceptions. If you can’t visit the home office (whether because of a hectic schedule or cost), invite your manager to visit. If that’s not an alternative, use conference calls or Skype to stay at the front of your colleagues’ minds. click here, click here, click here

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“Yanis, don’t overdo it,” the paper said. “Because the economy isn’t only about the science of handling the budget. It’s about being frugal with words too.” blog, read more, read more

As Greece headed into a meeting with Eurogroup finance ministers on Monday, where it will argue to be allowed to raise more cash, the normally voluble Varoufakis has become uncharacteristically careful, also stepping back from social media in recent days. His last tweet on March 1 was “dedicated to muck-racking journalists”. read more, click here, read

Survivor benefits are different from spousal benefits, which inflict some severe penalties for starting checks early. When you start spousal benefits before your own full retirement age, you’re locked into a permanently smaller check and you can’t later switch to your own benefit, even if it’s larger. The only way to preserve the ability to switch is to file a restricted application for just the spousal benefit at your own full retirement age (which is 66 for people born from 1943 to 1954 and gradually increases to age 67 for people born in 1955 and later). Then you preserve the right to change to your own benefit when it maxes out at age 70.

“Getting a reduced benefit for 10 years, from 60 to 70, is better than getting an unreduced benefit for fewer years,” Kotlikoff said. click here, click here, click here

Answer: Unless your cousin lives in one of the few states that have an inheritance tax, she won’t owe taxes on the bequest. read, read, read

On Friday, Deldin said the county is working on the posting for the $132,000-a-year job. He previously told the board that he hoped officials could interview candidates at the end of March and bring a recommendation from Executive Mark Hackel to the board by the end of April. blog, blog, blog

Deldin told commissioners that nearly 50 people applied for the position when it was posted in September on the county’s website, through state organizations to which county finance directors belong and at universities. click here, click here, click here Deldin told the board he thought the compensation being offered might have been inadequate. He said human resources did a quick search of finance director salaries of counties in metro Detroit and elsewhere in Michigan, such as Kent County, but it showed Macomb County was “on the high end. We’re not the highest, but we’re on the high end,” he told the board. click here, click here, click here, click here, click here

Firms are seen adding more staff this month and next after signing off on their headcount for 2015, while bankers are “likely to look at new opportunities” after receiving their bonus payments, Astbury Marsden said in an e-mailed statement. Firms in the City financial district created 3,010 jobs last month after an increase of 2,780 in January, it said. click here, click here, click here

A strong global equities market and positive economic noises emanating from the U.S. and the euro zone contributed to increased hiring activity in February,” Christopher Adeyeri, associate director at Astbury Marsden, said in the statement. “City hiring activity tends to slow through January and February as firms finalize their recruitment plans for 2015.” click here, click here, click here, click here

At Barclays, variable compensation fell by 22 percent in 2014 from a year earlier. A total of 273 employees were paid between 1 million pounds and 2 million pounds in 2014, down from 363 people a year earlier, with more than half of those staff based in the U.S. and a third in the U.K., the bank said. click here, click here, click here, click here

Royal Bank of Scotland Group Plc, the government-owned British lender, cut variable compensation for 2014 by 26 percent after reporting its seventh annual loss. Lloyds Banking Group Plc cut its bonus pool by 3.6 percent from 2013. read more, read more, read more, read more

“City staff who were planning to move jobs but were waiting to hear about their 2014 bonus will undoubtedly look at new opportunities in the spring, especially if they don’t get the reward they think they deserve,” Adeyeri said. read more, read more, read more, read more

Goldman Sachs Group Inc. was sued for sexual discrimination by a research analyst who said the bank and its managers deprived her of a promotion, pay and bonuses. read more, read more, read more

Sonia Pereiro-Mendez, an executive director still employed by the bank, was given permission by a judge in London Friday to pursue some of her claims against the company in relation to a bonus for 2010. Judge Alison Lewzey dismissed other parts of the lawsuit over allegations that managers gave better opportunities to her male colleagues. read more, read more, read more

Pereiro-Mendez, who made $700,000 in 2010 in salary and bonuses, said in the lawsuit that she was excluded from meetings and client dinners and “publicly undermined,” while male colleagues were paid more for similar work and one was promoted to managing director. In 2013, she said, she was seated at a desk previously occupied by an administrative assistant. click here, click here, click here, click here

A spokesman for Goldman, Sebastian Howell, declined to comment on the London case. A lawyer for Pereiro-Mendez said she declined to comment on the case.

Pereiro-Mendez has been on sick leave since January 2014 and filed a grievance in April after an executive at the firm told her that managers “want to get rid of you,” according to the lawsuit. click here, click here, click here, click here

She joined the firm in Frankfurt in 2003 and moved to a position in London in 2005, according to her claim. She was promoted to executive director in 2009 and earned a base salary of 250,000 pounds in 2010 and 2011. That dropped to 192,000 pounds in 2012 and she didn’t receive bonuses in 2011 and 2013. blog, blog, read more

In 2001, I was doing well at my job at Cisco Systems, leading a group that helped companies we’d acquired adjust to life at the networking giant. But this was the beginning of an era of massive layoffs in Silicon Valley and across the U.S., and my employer was no different: I knew my job may be in danger. Yet by the summer of 2002, I was in Singapore, having survived a rough period at the company. I felt relieved and excited to have a new assignment, and a job.

Two years later, I was out—an abrupt end to what I thought would be a lifetime relationship with my employer. read more, read more, read more

What happened? I got talked into a bad assignment. With jobs at a premium, a colleague dazzled me with talk about how an international role would round out The person also planted the relocation idea with my manager and urged others to sell me on the opportunity. It seemed like a great idea at the time, but in retrospect, it was clear I hadn’t considered all the angles. Years later, I discovered that my helpful colleague had viewed me as a threat and wanted me out of the way. more, click here, more, read this

My career has survived despite the setback. I write this not to foment paranoia, but to point out that your colleagues may have an agenda that conflicts with yours. At the same time, even the strongest relationships in one location can erode quickly when you’re several time zones away. Here are a few simple strategies to consider should you find yourself in a similar situation. read, blog, more, blog

Question the source. Before making any major career moves based on someone’s advice, don’t assume you know their motives, nor that they have your best interests in mind. Weigh different opinions carefully, especially if they’re coming from someone who may benefit from your decision. continue, continue, continue

Phone home. If you’re going to be far from headquarters, it’s critical that you figure out a way to set up frequent contact. That way you can smooth out any misunderstandings or misperceptions. If you can’t visit the home office (whether because of a hectic schedule or cost), invite your manager to visit. If that’s not an alternative, use conference calls or Skype to stay at the front of your colleagues’ minds. click here, click here, click here

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Alexis Tsipras appeared to confirm reports he had ordered Varoufakis to keep a lower profile in an interview with the German magazine Der Spiegel on Saturday. read more, read more, blog

His mood cannot have been helped by the embarrassing leak of his letter on Friday to the Eurogroup detailing reforms ahead of Monday’s talks. The suggestion that the Greek government hire an army of amateur tax inspectors – including tourists – to crack down on tax fraud provoked an amused reaction from commentators. blog, blog, blog

Survivor benefits are different from spousal benefits, which inflict some severe penalties for starting checks early. When you start spousal benefits before your own full retirement age, you’re locked into a permanently smaller check and you can’t later switch to your own benefit, even if it’s larger. The only way to preserve the ability to switch is to file a restricted application for just the spousal benefit at your own full retirement age (which is 66 for people born from 1943 to 1954 and gradually increases to age 67 for people born in 1955 and later). Then you preserve the right to change to your own benefit when it maxes out at age 70.

“Getting a reduced benefit for 10 years, from 60 to 70, is better than getting an unreduced benefit for fewer years,” Kotlikoff said. read this, more, continue

A cousin’s boss died and in his will left $85,000 for each of the company’s 10 employees. What are the tax consequences for her? blog, blog, blog

“The finance department is our lifeline to get anything done and we’re looking for the right person,” Deputy County Executive Mark Deldin told county commissioners during an update on the search last month. click here, click here, read

There were about eight people with experience in the government sector. Of those, three candidates were interviewed. A finalist was selected and the county made an offer, Deldin told the board, but the two parties could not reach an agreement. click here, click here, click here Deldin said Friday that he didn’t know what the sticking point was for the finalist, but it could have been a combination of salary, benefits and a different retirement plan. click here, click here, click here, click here, click here

Firms are seen adding more staff this month and next after signing off on their headcount for 2015, while bankers are “likely to look at new opportunities” after receiving their bonus payments, Astbury Marsden said in an e-mailed statement. Firms in the City financial district created 3,010 jobs last month after an increase of 2,780 in January, it said. click here, click here, click here

Barclays Plc said on March 3, when reporting full-year earnings, that it expects income from the securities unit in the first quarter to be “well ahead” of the previous three months, citing “current trends and a strong banking pipeline.” click here, click here, click here, click here

At Barclays, variable compensation fell by 22 percent in 2014 from a year earlier. A total of 273 employees were paid between 1 million pounds and 2 million pounds in 2014, down from 363 people a year earlier, with more than half of those staff based in the U.S. and a third in the U.K., the bank said. click here, click here, click here, click here

Royal Bank of Scotland Group Plc, the government-owned British lender, cut variable compensation for 2014 by 26 percent after reporting its seventh annual loss. Lloyds Banking Group Plc cut its bonus pool by 3.6 percent from 2013. read more, read more, read more, read more

“City staff who were planning to move jobs but were waiting to hear about their 2014 bonus will undoubtedly look at new opportunities in the spring, especially if they don’t get the reward they think they deserve,” Adeyeri said. read more, read more, read more, read more

Goldman Sachs Group Inc. was sued for sexual discrimination by a research analyst who said the bank and its managers deprived her of a promotion, pay and bonuses. read more, read more, read more

Sonia Pereiro-Mendez, an executive director still employed by the bank, was given permission by a judge in London Friday to pursue some of her claims against the company in relation to a bonus for 2010. Judge Alison Lewzey dismissed other parts of the lawsuit over allegations that managers gave better opportunities to her male colleagues. read more, read more, read more

Pereiro-Mendez, who made $700,000 in 2010 in salary and bonuses, said in the lawsuit that she was excluded from meetings and client dinners and “publicly undermined,” while male colleagues were paid more for similar work and one was promoted to managing director. In 2013, she said, she was seated at a desk previously occupied by an administrative assistant. click here, click here, click here, click here

A spokesman for Goldman, Sebastian Howell, declined to comment on the London case. A lawyer for Pereiro-Mendez said she declined to comment on the case.

Pereiro-Mendez has been on sick leave since January 2014 and filed a grievance in April after an executive at the firm told her that managers “want to get rid of you,” according to the lawsuit. click here, click here, click here, click here

She joined the firm in Frankfurt in 2003 and moved to a position in London in 2005, according to her claim. She was promoted to executive director in 2009 and earned a base salary of 250,000 pounds in 2010 and 2011. That dropped to 192,000 pounds in 2012 and she didn’t receive bonuses in 2011 and 2013. blog, blog, blog

In 2001, I was doing well at my job at Cisco Systems, leading a group that helped companies we’d acquired adjust to life at the networking giant. But this was the beginning of an era of massive layoffs in Silicon Valley and across the U.S., and my employer was no different: I knew my job may be in danger. Yet by the summer of 2002, I was in Singapore, having survived a rough period at the company. I felt relieved and excited to have a new assignment, and a job.

Two years later, I was out—an abrupt end to what I thought would be a lifetime relationship with my employer. blog, read more, blog

What happened? I got talked into a bad assignment. With jobs at a premium, a colleague dazzled me with talk about how an international role would “round out” my resume. The person also planted the relocation idea with my manager and urged others to sell me on the opportunity. It seemed like a great idea at the time, but in retrospect, it was clear I hadn’t considered all the angles. Years later, I discovered that my helpful colleague had viewed me as a threat and wanted me out of the way. click here, click here, read this, read this

My career has survived despite the setback. I write this not to foment paranoia, but to point out that your colleagues may have an agenda that conflicts with yours. At the same time, even the strongest relationships in one location can erode quickly when you’re several time zones away. Here are a few simple strategies to consider should you find yourself in a similar situation. more, blog, blog, more

Question the source. Before making any major career moves based on someone’s advice, don’t assume you know their motives, nor that they have your best interests in mind. Weigh different opinions carefully, especially if they’re coming from someone who may benefit from your decision. click here, read, blog

Expand your bench. When gathering information to make a decision on something as major as a relocation or new job, get advice from a variety of reliable sources. Mostly, determine whether the job fits your career path. Talk to your manager, human resources—essentially anyone with valuable perspective. Think about where you want your career to be two or three jobs after this one. Will the new position get you there? click here, click here, click here

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“Yanis, don’t overdo it,” the paper said. “Because the economy isn’t only about the science of handling the budget. It’s about being frugal with words too.” blog, click here, blog

A cartoon in the liberal daily Kathimerini on Wednesday lampooned his omnipresence on TV, with a woman telling her husband to change channel every time Varoufakis popped up on the screen and her husband saying, “But I am!” click here, read, click

Survivor benefits are different from spousal benefits, which inflict some severe penalties for starting checks early. When you start spousal benefits before your own full retirement age, you’re locked into a permanently smaller check and you can’t later switch to your own benefit, even if it’s larger. The only way to preserve the ability to switch is to file a restricted application for just the spousal benefit at your own full retirement age (which is 66 for people born from 1943 to 1954 and gradually increases to age 67 for people born in 1955 and later). Then you preserve the right to change to your own benefit when it maxes out at age 70.

With survivor benefits, starting early means a reduced check – your widower benefit at 60 would be 30% smaller than if you waited until your full retirement age – but you can switch to your own benefit later. And if you don’t work, starting survivor benefits at 60 is the better course, said economist Laurence Kotlikoff, coauthor of “Getting What’s Yours: The Secrets to Maxing Out Social Security.” click here, continue, read this

Answer: Unless your cousin lives in one of the few states that have an inheritance tax, she won’t owe taxes on the bequest. blog, read, blog

On Friday, Deldin said the county is working on the posting for the $132,000-a-year job. He previously told the board that he hoped officials could interview candidates at the end of March and bring a recommendation from Executive Mark Hackel to the board by the end of April. continue, read, click here

There were about eight people with experience in the government sector. Of those, three candidates were interviewed. A finalist was selected and the county made an offer, Deldin told the board, but the two parties could not reach an agreement. click here, click here, click here He told commissioners that while the county is competitive “finance directors are hard to recruit, especially in an environment where you’re constantly cutting, cutting, cutting.” click here, click here, click here, click here, click here

London’s financial-services companies are set to step up hiring after the number of new jobs jumped 17 percent in February from a year ago, boosted by reviving global equities markets, according to a recruitment firm. click here, click here, click here

A strong global equities market and positive economic noises emanating from the U.S. and the euro zone contributed to increased hiring activity in February,” Christopher Adeyeri, associate director at Astbury Marsden, said in the statement. “City hiring activity tends to slow through January and February as firms finalize their recruitment plans for 2015.” click here, click here, click here, click here

At Barclays, variable compensation fell by 22 percent in 2014 from a year earlier. A total of 273 employees were paid between 1 million pounds and 2 million pounds in 2014, down from 363 people a year earlier, with more than half of those staff based in the U.S. and a third in the U.K., the bank said. click here, click here, click here, click here

Royal Bank of Scotland Group Plc, the government-owned British lender, cut variable compensation for 2014 by 26 percent after reporting its seventh annual loss. Lloyds Banking Group Plc cut its bonus pool by 3.6 percent from 2013. read more, read more, read more, read more

“City staff who were planning to move jobs but were waiting to hear about their 2014 bonus will undoubtedly look at new opportunities in the spring, especially if they don’t get the reward they think they deserve,” Adeyeri said. read more, read more, read more, read more

Goldman Sachs Group Inc. was sued for sexual discrimination by a research analyst who said the bank and its managers deprived her of a promotion, pay and bonuses. read more, read more, read more

Sonia Pereiro-Mendez, an executive director still employed by the bank, was given permission by a judge in London Friday to pursue some of her claims against the company in relation to a bonus for 2010. Judge Alison Lewzey dismissed other parts of the lawsuit over allegations that managers gave better opportunities to her male colleagues. read more, read more, read more

While some of the allegations predate the birth of her first child, Pereiro-Mendez said some claims related to the period after she took six months of maternity leave in 2012, followed by a month of vacation and two months of sick leave for treatment of a “pre-cancerous condition.” click here, click here, click here, click here

A spokesman for Goldman, Sebastian Howell, declined to comment on the London case. A lawyer for Pereiro-Mendez said she declined to comment on the case.

Pereiro-Mendez has been on sick leave since January 2014 and filed a grievance in April after an executive at the firm told her that managers “want to get rid of you,” according to the lawsuit. click here, click here, click here, click here

She joined the firm in Frankfurt in 2003 and moved to a position in London in 2005, according to her claim. She was promoted to executive director in 2009 and earned a base salary of 250,000 pounds in 2010 and 2011. That dropped to 192,000 pounds in 2012 and she didn’t receive bonuses in 2011 and 2013. blog, read more, blog

In 2001, I was doing well at my job at Cisco Systems, leading a group that helped companies we’d acquired adjust to life at the networking giant. But this was the beginning of an era of massive layoffs in Silicon Valley and across the U.S., and my employer was no different: I knew my job may be in danger. Yet by the summer of 2002, I was in Singapore, having survived a rough period at the company. I felt relieved and excited to have a new assignment, and a job.

Two years later, I was out—an abrupt end to what I thought would be a lifetime relationship with my employer. read, read, click here

What happened? I got talked into a bad assignment. With jobs at a premium, a colleague dazzled me with talk about how an international role would “round out” my resume. The person also planted the relocation idea with my manager and urged others to sell me on the opportunity. It seemed like a great idea at the time, but in retrospect, it was clear I hadn’t considered all the angles. Years later, I discovered that my helpful colleague had viewed me as a threat and wanted me out of the way. read this, read this, click here, continue

Not long after settling into my new job, headquarters seemed to challenge most of my decisions. I wasn’t aware I had my own personal saboteur back in the U.S. who was busy planting seeds of doubt with my boss and others about my effectiveness. blog, more, read, more

Question the source. Before making any major career moves based on someone’s advice, don’t assume you know their motives, nor that they have your best interests in mind. Weigh different opinions carefully, especially if they’re coming from someone who may benefit from your decision. continue, blog, continue

Phone home. If you’re going to be far from headquarters, it’s critical that you figure out a way to set up frequent contact. That way you can smooth out any misunderstandings or misperceptions. If you can’t visit the home office (whether because of a hectic schedule or cost), invite your manager to visit. If that’s not an alternative, use conference calls or Skype to stay at the front of your colleagues’ minds. click here, click here, click here

Blog News

The only catch with the surgery was that his insurance would not pay for the $29,000 procedure. That’s when Harris decided to use his own retirement savings. click here

Harris’ doctor allowed him to pay directly for the medical service he needed, which is an approach known as “boutique medicine.” In some cases, it cuts the insurance company out of the medical equation. click here

School districts and local governments would need to turn to private insurers or start their own fund if the Legislature adopts a provision in Gov. Scott Walker’s budget that does away with a state-managed property insurance program. click here, click here

The fund, which covers $52 billion in property and is supported by more than $27 million in premiums annually, covers everything from street sweepers to salt sheds to dogs and horses for more than 970 municipalities and school districts across the state. Shutting it down would send many units of government to the private insurance market and almost certainly lead to higher costs, said city of Madison risk manager Eric Veum. click here, click here

The proposal comes at a time when the fund, which dates to 1911, has seen its surplus decline, partly because in 2009 the Legislature decided its surplus was too high and forced it to refund $12 million to its insureds. click here, click here

That was followed, however, by a year of record claims of more than $43.4 million, and a subsequent precipitous drop in the surplus. click here

Supporters of the approach said it gives patients more choices in their care and allows for more time with doctors. click here

“For lack of a better term, it has a certain snob appeal that I can go to the doctor who I want, not who the insurance company tells me I have to go to,” said Scott Blumenthal, an orthopedic surgeon at the Texas Back Institute. click here, click here

The OCI has one staff member assigned to manage the fund and contracts with the ASU Group in Madison as policy administrator, and Crawford and Company in Brookfield is the claim administrator. Starting March 1, ASU will take over both services.

click here,

click here

The league — with its membership of 190 cities and 386 villages — is considering insurance alternatives that include contracting with a commercial property insurance carrier, adding property coverage to what it already offers in liability and workers’ compensation insurance, or replicating the existing fund. It would prefer to go through OCI.

click here,

click here

Blog News

The only catch with the surgery was that his insurance would not pay for the $29,000 procedure. That’s when Harris decided to use his own retirement savings. click here

Harris’ doctor allowed him to pay directly for the medical service he needed, which is an approach known as “boutique medicine.” In some cases, it cuts the insurance company out of the medical equation. click here

School districts and local governments would need to turn to private insurers or start their own fund if the Legislature adopts a provision in Gov. Scott Walker’s budget that does away with a state-managed property insurance program. click here, click here

The fund, which covers $52 billion in property and is supported by more than $27 million in premiums annually, covers everything from street sweepers to salt sheds to dogs and horses for more than 970 municipalities and school districts across the state. Shutting it down would send many units of government to the private insurance market and almost certainly lead to higher costs, said city of Madison risk manager Eric Veum. click here, click here

The proposal orders a halt to the Local Government Property Insurance Fund, which insures property owned by schools, counties, cities and other entities. The program is managed by the state Office of the Commissioner of Insurance. Walker’s budget specifies that “no insurance coverage may be issued” under the program after July 1 and no existing coverage may be renewed after Dec. 15, though those dates may change. click here, click here

That was followed, however, by a year of record claims of more than $43.4 million, and a subsequent precipitous drop in the surplus. click here

Supporters of the approach said it gives patients more choices in their care and allows for more time with doctors. click here

But some worry too many physicians will turn to this type of practice, which will add to the doctor shortage, and it can be expensive depending on the service. click here, click here

The OCI has one staff member assigned to manage the fund and contracts with the ASU Group in Madison as policy administrator, and Crawford and Company in Brookfield is the claim administrator. Starting March 1, ASU will take over both services.

click here,

click here

The league — with its membership of 190 cities and 386 villages — is considering insurance alternatives that include contracting with a commercial property insurance carrier, adding property coverage to what it already offers in liability and workers’ compensation insurance, or replicating the existing fund. It would prefer to go through OCI.

click here,

click here

Insurance

Their proposal, labeled a “discussion draft” for legislation yet to be written, could deprive more than a million children of insurance or force their families to pay higher out-of-pocket costs for their coverage. It also would shift costs to states, which would be left holding the bag to pay for the children’s insurance or for the care of the children as uninsured patients. insurance, insurance, insurance, loans, loans

“I can’t live in my house,” O’Brien said. “The Town of Hempstead put up a big sign on it saying it was unfit for human occupancy…It’s got extensive damage” finance

O’Brien said when she tried to collect the insurance money she was denied for owning a pit bull. finance

“It really is a nightmare,” O’Brien said. “I would have never have imagined an insurance company would not pay because of a dog.” finance

She is suing Adirondack Insurance and her insurance broker, Sidakas Insurance Agency, because she believes Sidakas forged her signature on documents that said she did not own any pets. finance

“I never saw the document, I most absolutely never signed it,”O’Brien said. “I trusted Sidakas Agency. I’m not sure who did that at the agency or why they would have done it.” finance

Adirondack had no comment and a call to Sidakas was not returned. finance

O’Brien and her three children are living with friends as she continues to pay the mortgage on her home. finance

A result would be fewer children enrolled in the program. The proposal would also eliminate a requirement that states enroll children who are just above the poverty line in Medicaid. This would enable states to move them from Medicaid back to CHIP, where enrollments are often limited by budget caps. insurance, insurance, insurance

The Republican proposal is billed as a way to let states make “common-sense changes” to their Medicaid and CHIP programs. But instead of helping the states, it could end up costing them a lot of money. insurance, insurance, insurance

By contrast, bills introduced in the House and Senate by Democrats would extend federal CHIP financing for the next four years and largely continue the program along current lines. That is the better approach. Governors should lean on Congress to extend this valuable children’s program without major changes. insurance, insurance, insurance, loans

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Padilla has been involved in the family business for the last 30 years, but ever since voters approved Prop 47, fewer people need to be bailed out.

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. They’re in jail, they talk about and say, ‘Hey, let’s put our money together,’ and they get together and sometimes come down and bail them out,” bail bondsman Greg Padilla said. Of them, only 268 are out on bail, meaning bounty hunters will not be actively searching for the other more than 64,000 people. He added it’s more than the risk of his business failing – but the system as a whole.

In Sacramento County, there are currently about 65,000 outstanding warrants on offenders who failed to show up for their court date. “Why not utilize an industry that does that at no cost to the tax payers?”

While Padilla understands voters believed Prop 47 would help reduce overcrowded jails, he thinks lowering bail amounts would have been more effective in doing that.

Thanksgiving is typically a busy day for bail bonds companies.

Padilla says his business has dropped about 20 percent. “Families get together and they ask where their loved one is. sex crime lawyeryer fees|attorneys in|white collar lawyer|vista dui lawyer|free criminal defense lawyers|federal defense lawyer|san diego dui penalties|find a attorney|top san diego law firms|best criminal defense lawyers|what to in san diego|free criminal lawyer|lawyer services|san diego auto accident attorneys|federal criminal defense attorneys|la dui lawyer|dwi houston lawyer|be

“When people do miss court, and they’re not out on a bond, law enforcement does not have the ability or manpower to go out and apprehend these people,” Padilla said. attorney employmentyer fees|attorneys in|white collar lawyer|vista dui lawyer|free criminal defense lawyers|federal defense lawyer|san diego dui penalties|find a attorney|top san diego law firms|best criminal defense lawyers|what to in san diego|free criminal lawyer|lawyer services|san diego auto accident attorneys|federal criminal defense attorneys|la dui lawyer|dwi houston lawyer|be

“(The law) essentially took a whole list of crimes and made them misdemeanors,” Padilla said

Criminal Defense

Out of those arrests a majority made over the New Year’s weekend. bankruptcy attorney san bernardino ca

It is important to understand that buzzed driving can still be very dangerous. orange county divorce lawyers | riverside divorce attorney

During the 2013 holiday season about 2,575 arrests were made on California highways. free defense attorney | personal injury attorney

http://youtu.be/Q9w7E_IqUbc . Starting on December 22ndNor Cal Bail Bonds will be providing rides from bars to peoples’ homes in an effort to prevent DUIs and help keep the roads safe from now into the new year. It can take several hours for alcohol to properly filter through the bloodstream. Someone might say that coffee, exercise or eating bread might sober you up quickly, but the only method that really works is time. A person may not feel drunk because of a built up tolerance to alcohol and that they are merely feel buzzed, but this can still result in a conviction, injury or even death. Getting charged with a DUI is a 100-percent avoidable as long as everyone is responsible when drinking and makes sure to take preventative measures. It is estimated that in California a first offense misdemeanor DUI can cost over $15,000 and result in a license suspension. A DUI can be very costly and can even result in jail time

Fremont Boca Raton

… He was growing it for money.” las vegas criminal attorneys list

When Graves was charged with illegal cultivation in 2012, the judge noted, federal law barred any evidence of medical use, but the new law might make that information relevant now. criminal lawyer las vegas

“It’s ironic that they don’t want any money read more spent (on federal enforcement), because there’s going to be a lot of money spent in courts,” said Marsha Cohen, a UC Hastings law professor in San Francisco who specializes in food and drug laws. types of lawyers | dui defense lawyers | las vegas business attorney

http://vimeo.com/105134549 | las vegas injury attorney | criminal defense las vegas . A day earlier, another judge in the same courthouse postponed the sentencing of a Humboldt County man who claimed his pot crop was all for medical use, in compliance with state law. Attorney Kevin Barry, because defendant Matthew Graves “was not growing (his crop) for patients. In fact, Graves’ lawyer has said some of his client’s plants were for medical patients. Not at all, replied Assistant U.S

Insurance

“It completely changed their lives,” his son said.

The family suggests tributes to Church Hill Activities and Tutoring, CHAT, which works with young people in Richmond, Va.

They also raised questions such as: What happens when, say, Google has the data about losses to insurers? Does it charge insurers for it?

Mr. His father, Byron, who died in 1969, was board chairman. The firm, founded in 1898 by Harry W. He liked working with people and helping people,” said Byron Jensen, a friend for more than 45 years, first through Christian Fellowship of Toledo, where Mr. He decided against physics as a career; he didn’t want to be cooped up in a lab or classroom. click here

Mr. continue

Google and Apple also have other advantages, including being ubiquitous in the lives of many consumers and having been accepted as big data collectors.. Picton, formerly of Ottawa Hills, joined the firm in 1947. “He was more of a relational guy. Picton studied at the Aetna Casualty insurance school in Hartford, Conn., and spent time in Aetna’s risk analysis and insurance survey department in Chicago. He put his MIT education to use as he handled insurance matters for some Original site of Toledo’s largest companies, Libbey-Owens-Ford Co. Falconer and known as Falconer-Dunbar, was sold in 1999 to Sky Financial Group. Carrying on the tradition of that agency was important to him, and that he was providing a Webpage service that people needed, and he was trying to do the right thing for people.”

He was born March 7, 1922, to Ella and Byron Picton. Picton was founding president of the Toledo Society for the Advancement of Chartered Property and Casualty Underwriters.

He received a bachelor’s degree in physics in 1944 from the Massachusetts Institute of Go to website Technology. car insurance quotes online That was important to him, to make his father proud. He’d been an Army second lieutenant and served with the 7th Infantry Regiment of the Third Division, mostly in post-World War II Germany and Austria. Arrangements are by Fred Hunter’s Funeral Service in Florida.

To be sure, the percentage of consumers who have or have had usage-based insurance policies is small: 8percent as of July 2014, according to a survey of 1,000 U.S. read more

His son said, “He was following in my grandfather’s footsteps. Picton was on the board of elders. Picton retired in 1976 as an executive vice president of the former Picton-Cavanaugh, considered one of the largest property and casualty agencies in the state and one of the oldest insurance firms in northwest Ohio. among them, his son said.

Mr. After Ottawa Hills Elementary School, he went to Manlius School, a military school in upstate New York.

“Because of what Google and Apple can do, they are in the position to gather so much data, and that data may be more insightful than traditional variables,” such as credit scoring and motor vehicle records, said Sandeep Puri, a Deloitte consulting director and co-founder of D-rive, the firm’s auto insurance telematics business. and Owens-Illinois Inc. read more

Mr. He offered his Web site here insights while participating in To learn more a Telematics Update panel discussion titled “Big Impact Disrupters Enter the Market” in Chicago.

lRelated Tech-industry leaders see 2015 big for health care, wearables, mobile

A service will be held Wednesday at John Knox Village, and a family gathering later. consumers by Towers Watson, a consulting firm.

The balance of power in driver-monitoring programs could shift to Google and Apple if smartphones catch on as usage-based insurance policies, Puri and other speakers at the event suggested.

He and his wife, Bebe, became devout Christians in 1951

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Efforts to get costs under control have bipartisan support, he said, noting that publicity over astronomical bills for seemingly routine procedures provoke outrage. click here href=”http://tshafferlaw.com”>click here

In a survey taken in the fall, The Commonwealth Fund, a private, independent health care research organization, found that about 40 percent of adults nationwide who had high-deductible private insurance plans reported delaying care because of the cost. read…

How much the policies cost depend on several factors including how large or small the company is, how much data it keeps and how good a job it has done of protecting it. blog

Just 33% of small- to mid-sized companies have a cyberliability policy, a survey released last month by insurance exchange company Marsh & McLennan Agency found. “This is especially true in New Jersey, which has some of the highest health care costs in the nation.” blog

“Sometimes they tell me, ‘I’ve got a general liability policy, so if I’m liable then that should cover it.’ I tell them, ‘Well, GLC only covers bodily harm or property — stealing someone’s information isn’t covered,'” he said. The legislature is looking into a number of bills that could address the issue, he said, including measures that would give more price information to consumers or create an arbitration system to resolve billing disputes between insurance companies and health care providers. news

Take the owner of a small rubber gasket manufacturer that Dan Hanson at Marsh & McLennan Agency, a customized insurance and financial services firm, spoke with recently. Advances in pharmaceuticals and technology are expensive, and high use of health care, especially in the Northeast, requires numerous facilities and staff, she said. They go after the little ones who aren’t really paying attention.” read…

The owner at first said he didn’t have a lot of online exposure. They are skipping health care in spite of federal and state efforts, particularly through the Affordable Care Act, that have lowered the numbers of the uninsured. news

“More and more of [the cost] is being put on the employee, and because of that, they’re reluctant to get the care they need because they’re concerned about the cost,” she said. news

“I can’t afford the full price of medical insurance,” he said, “or go to the emergency room at $500 a shot.” read…

Whether the payment is for insurance or to the provider, it’s still too high for people like Korobow. Coughlin in October chaired a hearing over health care costs. In 2013 the number was just 16%. more…

Cyber-risks that might cause a company to take out such a policy include processing credit card transactions, holding employee records, having a website that collects personal information from visitors or holding client or customer information. blog

Rick Pula of Piscataway is another of the insured who said he considers cost before seeking professional help. read…

Recent surveys provide evidence that some Americans are taking Korobow’s approach to health care. read more

In another, the Gallup Poll, which annually asks about health care cost and use every November, reported that the percentage of Americans who had insurance and chose not to go to a health care professional for a routine visit or a need because of cost hit an all-time high of 34 percent. click here

The damage a cyberbreach can cause a company is starting to sink in, especially as the nation watches Sony Pictures Entertainment deal with a massive attack. more…

Hospitals are doing their part to rein in costs by giving up an estimated $4.5 billion in Medicare reimbursements over Obamacare’s first 10 years, she added. Both are federally regulated and have strict data security compliance standards. more…

The problem is easy to identify but difficult to solve. As a part-time IT consultant with sporadic free-lance jobs, Korobow, who was covered through his wife’s insurance policy, says he might make around $20,000-$30,000 a year. click here

When insured patients go to physicians’ offices, pharmacies and hospitals, they have no access to a menu of price information. click here

It’s justifiable because health care car insurance quotes is costly, but many factors go payday loans online into the price of its goods and services, said Kerry McKean Kelly, vice president of communications and member services for the New Jersey Hospital Association. more…

One place to attack is what Schwimmer calls “actionable transparency,” or simply letting consumers see the actual click here cost of health care goods and services and giving them options. read…

If his blood pressure reading is high, the Browns Mills man said he will go online to read up about foods he should eat and items he should avoid to get that number down. Today courts hold companies responsible for the fallout from a breach, as Target is finding. read…

He said his share of the doctor’s bill, plus the cost of a scan such as an x-ray or MRI and rehabilitation therapy makes the pain something he’ll have to accept. Without knowing the full cost, consumers are “paralyzed,” she said, so they don’t take care of their health needs. “But, despite a drop in the uninsured rate, a slightly higher percentage of Americans than in previous years report having put off medical treatment, suggesting that the Affordable Care Act has not immediately affected this measure.” click here

That still hasn’t hit many small business owners, says Neil Ness, who specializes in insuring cooperatives for Farmers Union Insurance in Bismark, N.D.

“If I have a cough,” he said, “I hope for the best, so to speak… You don’t want to go to the ER, because that could cost hundreds.” read…

After paying $500 for a walking boot he had gotten for a recent foot fracture, Pula was reluctant to see how high health care bills would be for his back. Among companies hit by a cyberbreach, 76% say it’s equal to or greater than a natural disaster or fire in terms of disruption, a survey by the Ponemon Institute, an independent privacy and information security organization, found. Some cover lawsuits and regulatory claims, some cover the cost of investigation and repair, some cover notification and identity protection for customers whose information was taken, said Seth Harrington, a lawyer with click here Ropes & Gray in Boston who focuses on responses to data security incidents. more…

In even wealthier households, the least likely to have Obamacare coverage, the increase was more pronounced. Antivirus payday loans software powerless against Sony hackers

“We’re seeing an average premium of about $2,500 per year,” but it can go up to as much as $10,000 a month depending on the company, said Harris Tsangaris, a vice president at NFP Property & Casualty, an insurance brokerage. more…

Pula, 61, early this year fell on ice, he said, injuring his back, which already was sore from disc problems. In households making more than $75,000 a year, it said, 28 percent reported skipping professional health care services due to cost. click here

However, among households making $30,000-$75,000 a year, 38 percent said cost forced them to forgo health care, Gallup said, up from 33 percent in 2013. blog

“There needs to be much greater focus on addressing the underlying health care cost drivers, such as the price of services, to ensure affordable health care for consumers,” he said. That figure is up 65 percent over 2013, according to the survey. read…

“Those things shock the conscience,” he said. read more

“Unbelievable,” he said. news. But then he realized that his staff gets schematics from companies like GE and 3M in advance of products being released, and his sales staff carried these around on their laptops. read more

Korobow is part of a growing swath of the American public that puts off seeking care from a medical professional because, even with health coverage, the cost of care is simply too expensive, according to two recent polls and a statement from the American Academy of Pediatrics. blog

More sacrifices will be necessary, said Wardell Sanders, president of the New Jersey Association of Health Plans.

“I am procrastinating going to the doctor because of experience with back pain and that it will usually subside,” Pula said. The pain re-emerged in recent weeks, but he is trying click here to wait it out as he has done in the past, he said. read…

“Last year, many hoped that the opening of the government health care exchanges click here and the resulting increase in the number of Americans with health insurance would enable more people to seek medical treatment,” Gallup said. The federal health care law targeted this population because it was the largest group among the uninsured – too wealthy to qualify for Medicaid, too poor to afford coverage. blog

The Gallup survey showed that Obamacare has begun to help its target group as car insurance quotes a whole. news

For now, coverage is most likely to be purchased by companies in financial services, 88%, and health care, 53%. “That’s how these hackers practice. click here

That’s no longer true. read more

There was a time when the courts said that a company’s general liability coverage covered breaches, says Robert Sumner, a lawyer with Moore & Van Allen in Charleston, S.C., who specializes in data security. read more

Assemblyman Craig J. The owner ended up buying a cyberliability policy.

Smaller businesses are especially vulnerable, said Ness. Health care is extremely expensive in the U.S., and to keep from busting their budgets, companies that provide coverage to their employees and families increasingly are turning to plans that keep monthly premiums lower by increasing deductibles and charging more for out-of-pocket costs, said Linda Schwimmer, vice president of the New Jersey Health Care Quality Institute. As time goes payday loans on, those needs become more critical, leading to higher costs and worse outcomes, Schwimmer said. click here

“I self-treat myself,” he says. “How do they justify it?” click here

It’s important to remember that cyber insurance actually is a bundle of several types of policies. The percentage of middle-to-lower income Americans who said they skipped getting health care because of cost dropped, it said. read more

The insurance companies complained, but the courts said, “Too bad for you, these poor people thought they were covered, so you have to pay,” he said. more…

But it’s not because Korobow, who is “near 60” lacks health insurance coverage. read…

The national pediatrics organization this year issued a policy statement suggesting that the federal government may want to limit high-deductible health plans to adults because its members see families withholding important primary care for their children. Because their bodies are young and in development, children are high users of health care, and high-deductible policies may drive some families to skip visits or care they deem non-essential, it said. more…

“If one of those got lost, that’s millions of dollars in liability,” Hanson said

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It is that generic version of the drug that has steeply increased in price in recent weeks. San Diego DUI Attorney

A nasal-specific naloxone product has not been approved by the Food and Drug Administration. Amphastar’s formulation is used “off label,” in combination with an atomizer, to administer the drug through the nose. Houston DUI Attorney

Robberies, considered the most telling indicator of street crime, are down 14 percent across New York loans City from last year. Grand larcenies — including the thefts of Apple devices that officials said drove an overall crime increase two years ago — are also down, by roughly 3 percent. click here

A kit with naloxone, which reverses the effects of a heroin overdose.Naloxone, a Drug to Stop Heroin Deaths, Is More Costly, the Police SayNOV. 30, 2014 Las Vegas DUI Attorney

The strongly worded two-page letter amplified a growing chorus of complaints by the police and public health officials from Georgia to San Francisco about a recent jump in the cost of the drug, naloxone, which counteracts the effect of a heroin or opioid painkiller overdose. In some cases, the price more than doubled. Denver DUI Lawyer

“These increases threaten to curtail access to a drug just when it is needed most,” Mr. Schneiderman wrote to Jack Y. Zhang, the chief executive of Amphastar. “To date, Amphastar Pharmaceuticals has failed to provide any satisfactory explanation for dramatically increasing the price of a critical lifesaving drug.” San Diego DUI Lawyer

While the drug comes in injectable and intranasal forms, most police departments use a high-concentration formulation made by Amphastar Pharmaceuticals that can be sprayed into the nostril with an atomizer attachment. Chicago DUI Attorney

In April, Mr. Schneiderman’s office began a $5 million program to reimburse police departments across the state for purchases of naloxone. Since then, Mr. Schneiderman said, the price paid by departments has surged. Los Angeles DUI Attorney

Faced with a crisis of painkiller and click heroin addiction, law enforcement departments across the country began outfitting officers with naloxone kits to reverse overdoses encountered on patrol. In New York, the department pledged this spring insurance to provide its roughly 19,500 patrol officers with the drug after a successful pilot program on Staten Island. Philadelphia DUI Lawyer

“A dose of naloxone that a participating police department had purchased for $14.90 in August is now selling for $34.50,” he wrote in the letter, which followed a report in The New York Times on Monday about similar increases around the country. A naloxone kit bought by another police department, which includes two doses and two atomizers, rose in price to $109 from $54, he added. Los Angeles Car Accident Attorney

“It’s a company, unlike other generics, that does not have a history of major price increases,” said David Steinberg, a pharmaceuticals analyst with Jefferies. “It looks to me that they’re playing catch-up. But the optics are not ideal.” read more

Network

While young agency employees can’t expect to start read working from home right away, Emek said the possibility of a more flexible work approach in the future makes a career in insurance more appealing. read more

“This data makes it clear that agencies cannot afford to continue to do business as usual when it comes to hiring new producers,” researchers wrote. “The most relevant agencies of the next decade will not only hire aggressively in the short-term, they will work to improve their retention in the long-term to ensure success.” read more

“We’ve been doing a lot blog of hiring, hiring into junior positions,” said Belyea, who serves as COO at Moore-McLean Insurance Group Ltd. “And we’ve found that hiring three summer interns each year is a great way to expose college click kids to insurance, because getting good people is as important as getting clients these days.” click here

For agencies to ensure they’re hiring quality potential hires, a temporary internship is an ideal solution, says John Belyea.

Are you ready to lose a quarter of your staff? However unwelcome the thought may be, it’s a plight many insurance agencies will face as an industry employment crisis looms on the horizon.

The bottom line, MarshBerry said, is that independent agencies need to start recruiting younger producers insurance href=”http://Ashley044cas.conectyou.com”>read immediately. read more

The paper, titled ‘Tomorrow’s insurance workforce’, explores the employment factors influencing the insurance industry and how some businesses have already prepared for the changes.

In order to overcome that perception, hiring agencies must angle recruitment from simply selling insurance and instead focus on career click development, problem solving and helping people. read more

Unfortunately, young graduates and read more millennial employees harbor an opinion of the insurance industry that is less than favorable. A joint survey from The Institutes and the Griffith Insurance Education Foundation revealed that young employees view insurance as “boring.” read more

Another way to make insurance agency work more attractive to young hires is by offering the opportunity to work remotely, said Sharon Emek, CEO and president of Working at Home Vintage Employees (WAHVE). read more

“Messages need to avoid a focus on read selling insurance, as this was the most common reason why millennials were not interested in working in the insurance industry,” the survey found. “Also, the messaging needs to combat the image of a boring industry.” read more

WAHVE is a consultancy that seeks to place qualified remote workers with independent agencies seeking new talent. read more

Belyea said the internship functions as a “test drive” for young potential hires, and limits potential employee turnover in the future.

“If they know they’re working for an agency that offers the opportunity click here to have a career with flexibility, you will definitely have more young hires,” Emek told Insurance Business. “It’s a good opportunity for insurance young people to be mentored by aging workers with institutional knowledge, while having them stay engaged with the industry as long as possible.” read more

News

The couple’s business had a banner year, generating about $1 million Site web in profits–much of which they planned Visit site to take as personal income. sarasota dui lawyer

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A drawback of Section 79 plans is that you have enough cash flow to fund the premiums, but the clients’ company was growing fast enough to support the cost. Also, the returns are capped, meaning the policies could feasibly earn less insurance than market returns.

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These plans make use of an IRS tax code that allows companies to take tax deductions on Reference insurance premiums they pay on policies for employees cheap car insurance quotes. Those premiums count as part of an employee’s compensation, but they are assessed at a reduced tax rate.

The Law

A Source federal judge could rule early next week whether to toss a sanctions case against a prominent Delaware law firm.

The case involves a bogus sunken treasure, specifically whether Bruce Silverstein – a Wilmington corporate attorney with Young Conaway Stargatt & Taylor – and his firm should be sanctioned for bad faith litigation. read more

read more

Recent testimony provided the revelation that Silverstein and another attorney almost came to blows over the case.

David Paul Horan, a leading admiralty lawyer who represented a novice treasure hunter who claimed he found thousands of emeralds off Key West, testified that he and Silverstein clashed over how and when to reveal the discovery of modern epoxy on stones that some had speculated came from an ancient pirate ship. read more

Silverstein and his firm, Young Conaway Stargatt & Taylor, had represented the company of the treasure hunter Jay Miscovich.

In a 2012 email, Horan told Silverstein they had a duty to disclose the epoxy enhancement to the federal court where Horan had filed an action to get title to the emeralds. Silverstein urged Horan to hold off, according to court records.

“It did not become a physical altercation, but it was close,” Horan said of an argument he had in his office with Silverstein Main page in 2012.

Now, after a five-day hearing, a federal judge is weighing whether to toss the sanctions case against Silverstein and Young Conaway for their involvement in the treasure hoax. read more

Lawyers for Silverstein and Young Conaway have asked U.S. District Judge James Lawrence King to dismiss the sanctions motion brought by a famous underwater treasure hunter that questioned the discovery of thousands of emeralds by Miscovich.

For more than a year, the salvage company, Motivation Inc. of Key West, has pushed to have Silverstein and Young Conaway punished for bad faith litigation and aiding a fraud on the court after it was revealed Miscovich purchased the emeralds from a jewelry store. http://californiaautoshop.com

Motivation is headed by Kim Fisher, whose family News! is famous for the discovery of the shipwreck of the Spanish galleon Atocha, worth hundreds of millions of dollars.

Because Miscovich’s treasure salvage company, JTR Enterprises LLC, had filed a federal admiralty action to be awarded title to the emeralds, the revelation that the emeralds had been planted in the Gulf of Mexico was deemed a fraud on the court. Horan initially represented JTR Enterprises in the admiralty action, but later withdrew following the fight with Silverstein.

Young Conaway was involved in the case because it represented JTR Enterprises, which held the secret location of the discovery site. According to legal documents, Young Conaway had a right to a percentage of the emeralds and anything salvaged from the site.

Scott graduated with a business degree from Troy University Dothan, and went into the banking industry in Dothan.

“I’ve enjoyed banking, but it’s just not what I wanted to do for the rest of my life. I was in banking in Dothan for years, and then I decided to go back to school to get my law degree just like my dad,” Scott said. “You’re never too old to follow your dreams, and strike out on a different path.”

Thomas Smith, who graduated from Troy University Dothan with a business administration degree, also attended and earned a law degree from Faulkner University’s Jones School of Law.

“He’s (Scott) finishing law school sort of about the same age as I went to law school,” Thomas said.

Scott said he’s interned with several judges, including Michael Joiner, who sits on the Alabama Criminal Court of Appeals, and Kristi DuBose, a federal judge for the southern district of Alabama in Mobile.

After earning his law degree Scott said he hopes to practice in Alabama, but hasn’t ruled out going where the job takes him.

“I want to be in a courtroom. It’s just the atmosphere I enjoy most,” Scott said. “I really just want to be in a position that helps others. It could be anything from being a plaintiff’s attorney, to a This one criminal defense attorney to a prosecutor.”

Elliott, 27, graduated with a bachelor’s degree in accounting and a master’s in business and accounting from Troy University Dothan. He is in his second year of law school. read more

“My goal is to kind of branch out a little bit,” Elliott said. “I’ve kind of got an interest in practicing tax litigation.”

Elliott plans to look at possible law jobs in areas ranging from Birmingham to Atlanta or possibly even Tennessee, Missouri or Texas.

“I kind of want to get out and make my mark,” Elliott said. “I would like to really get out into a larger firm, and put in some time in getting partner Read here at a place like that.”

But Elliott said also hopes to one day bring his law career back to his native Dothan.

“I’ve always wanted to be an attorney since I saw my dad go through law school as sort of a second career for him,” Elliott said. “I think I was 4 at the time and I watch him start over, build his firm from the ground up. We’re a close family and I hope to continue Webpage on what he’s got going there in Dothan.”

Elliott said watching his father attend and complete Visit this page law school and build his law firm has encouraged him in his own law career.

“I was able to watch people come to him with their problems, and see him make a difference in people’s lives. So I knew that’s what I Home page wanted to do,” Elliott said. “People think lawyers just solve legal problems, but they really solve life problems.”

Thomas serves as a partner in the Dothan law firm, Smith & McGhee, with specializations in criminal defense and family law, along with some estate planning and personal injury. His law partner, Shaun McGhee, also earned his law degree from Faulkner University’s View site… Jones School of Law.

“I was born here and they were both born here also. I always, of course, hoped at least one of my sons would be an attorney,” Thomas said. “I was pleasantly surprised that two of them decided Source to become attorneys.”

The Law

A federal judge could rule early next week whether to toss a sanctions case against a prominent Delaware law firm.

The case involves a bogus sunken treasure, specifically whether Bruce Silverstein – a Wilmington corporate attorney with Young Conaway Stargatt & Taylor – and his firm should be sanctioned for bad faith litigation. read more

read more

Recent testimony provided the revelation that Silverstein and another attorney almost came to blows over the case.

David Paul Horan, a leading admiralty lawyer who represented a novice treasure hunter who claimed he found thousands of emeralds off Key West, testified that he and Silverstein clashed over how and when to reveal the discovery of modern epoxy on stones that some had speculated came from an ancient pirate ship. read more

Silverstein and his firm, Young Conaway Stargatt & Taylor, had represented the company of the treasure hunter Jay Miscovich.

In a 2012 email, Horan told Silverstein they had a duty to disclose the epoxy enhancement to the federal court where Horan had filed an action to get title to the emeralds. Silverstein urged Horan to hold off, according to court records.

“It did not become a physical altercation, but it was close,” Horan said of an argument he had in his office with Silverstein in 2012.

Now, after a five-day hearing, a federal judge is weighing whether to toss the sanctions case against Silverstein Move here and Young Conaway for their involvement in the treasure hoax. read more

Lawyers for Silverstein and Young Conaway have asked U.S. District Judge James Lawrence King to dismiss the sanctions motion brought by a famous underwater treasure hunter that questioned the discovery of thousands of emeralds by Miscovich.

For more than a year, the salvage company, Motivation Inc. of Key West, has pushed to have Silverstein and Young Conaway punished for bad faith litigation and aiding a fraud on the court after it was revealed Miscovich purchased the emeralds from a jewelry store. http://lillacafe.com

Motivation is headed by Kim Fisher, whose family is famous Click here! for the discovery of the shipwreck of the Spanish galleon Atocha, worth hundreds of millions of dollars.

Because Miscovich’s treasure salvage company, JTR Enterprises LLC, had filed a federal admiralty action to be awarded title to the emeralds, the revelation that the emeralds had been planted in the Gulf of Mexico was deemed a fraud on the court. Horan initially represented JTR Enterprises in the admiralty action, but later withdrew following the fight with Silverstein.

Young Conaway was involved in the case because it represented JTR Enterprises, which held the secret location of the discovery site. According to legal documents, Young Conaway had a right to a percentage of the emeralds and anything salvaged from the site.

Scott graduated with a business degree from Troy University Dothan, and went into the banking industry in Dothan.

“I’ve enjoyed banking, but it’s just not what I wanted to do for the rest of my life. I was in banking in Dothan for years, and then I decided to go back to school to get my law degree just like my dad,” Scott said. “You’re never too old to follow your dreams, and strike out on a different path.”

Thomas Smith, who graduated from Troy University View site… Dothan with a business administration degree, also attended and earned a law degree from Faulkner University’s Jones School of Law.

“He’s (Scott) finishing law school sort of about the same age as I went to law school,” Thomas said.

Scott said he’s interned with several judges, including Michael Joiner, who sits on the Alabama Criminal Court of Appeals, and Kristi DuBose, a federal judge for the southern district of Alabama in Mobile.

After earning his law degree Scott said he hopes to practice in Alabama, but hasn’t ruled out going where the job takes him.

“I want to be in a courtroom. It’s just the atmosphere I enjoy most,” Scott said. “I really just want to be in a position that helps others. It could be anything from being a plaintiff’s attorney, to a criminal defense Online attorney to a prosecutor.”

Elliott, 27, graduated with a bachelor’s degree in accounting and a master’s in business and accounting from Troy University Dothan. He is in his second year of law school. read more

“My goal is to kind of branch out a little bit,” Elliott said. “I’ve kind of got an interest in practicing tax URL litigation.”

Elliott plans to look at possible law jobs in areas ranging from Birmingham to Atlanta or Here. possibly even Tennessee, Missouri or Texas.

“I kind of want to get out and make my mark,” Elliott said. “I would like to really get out into a larger firm, and put in some time in getting partner at a place like that.”

But Elliott said also hopes to one day bring his law career back to his native Dothan.

“I’ve always wanted to be an attorney since I saw my dad go through law school as sort of a second career for him,” Elliott said. “I think I was 4 at the time and I watch him Click here. start over, build his firm from the ground up. We’re a close family and I hope to continue on what he’s got going there in Dothan.”

Elliott said watching his father attend and complete law school and build his law firm has encouraged him in his own law career.

“I was able to watch people come to him with their problems, and see him make a difference in people’s lives. So I knew that’s what I wanted to do,” Elliott Visit website said. “People think lawyers just solve legal problems, but they really solve life problems.”

Thomas serves as a partner in the Link here… Dothan law firm, Smith & McGhee, with specializations in criminal defense and family law, along with some estate planning and personal injury. His law partner, Shaun McGhee, also earned his law degree from Faulkner University’s Jones School of Law.

“I was born here and they were both born here also. I always, of course, hoped at least one of my sons would be an attorney,” Thomas said. “I was pleasantly surprised that two of them Source decided to become attorneys.”

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The Law

A federal judge could rule early next week whether to toss a sanctions case against a prominent Delaware law firm.

The case involves a Read here bogus sunken treasure, specifically whether Bruce Hyperlink Silverstein – a Wilmington corporate attorney with Young Conaway Stargatt & Taylor – and his firm should be sanctioned for bad faith litigation. read more

read more

Recent testimony provided the revelation that Silverstein and another attorney almost came to blows over the case.

David This site Paul Horan, a leading admiralty lawyer who represented a novice treasure hunter who claimed he found thousands of emeralds off Link here… Key West, testified that he and Silverstein clashed over how and when to reveal the discovery of modern epoxy on stones that some had speculated came from an ancient pirate ship. read more

Silverstein and his firm, Young Conaway Stargatt & Taylor, had represented the company of the treasure hunter Jay Miscovich.

In a 2012 email, Horan told Silverstein they had a duty to disclose the epoxy enhancement to the federal court where Horan had filed an action to get title to the emeralds. Silverstein urged Horan to hold off, according to court records.

“It did not become a physical altercation, but it was close,” Horan said of an argument he had in his office with Silverstein in 2012.

Now, after a five-day hearing, a federal judge is weighing whether to toss the sanctions case against Silverstein and Young Conaway for their involvement in the treasure hoax. read more

Lawyers for Silverstein and Young Conaway have asked U.S. District Judge James Lawrence King to dismiss the sanctions motion brought by a famous underwater treasure hunter that questioned the discovery of thousands of emeralds by Miscovich.

For more than a year, the salvage company, Motivation Inc. of Key West, has pushed to External link have Silverstein and Young Conaway punished for bad faith litigation and aiding a fraud on the court after it was revealed Miscovich purchased the emeralds from a jewelry store. http://century21bratcherrealty.com

Motivation is headed by Kim Fisher, whose family is famous for the discovery of the shipwreck of the Spanish Read more galleon Atocha, worth hundreds of millions of dollars.

Because Miscovich’s treasure salvage company, JTR Enterprises LLC, had filed a federal admiralty action to be awarded title to the emeralds, the revelation that the emeralds had been planted in the Gulf of Mexico was deemed a fraud on the court. Horan initially represented JTR Enterprises in the admiralty action, but later withdrew following the fight with Silverstein.

Young Conaway was involved in the case because it represented JTR Official website Enterprises, which held the secret location of the discovery site. According to legal documents, Young Conaway had a right to a percentage of the emeralds and anything salvaged from the site.

Scott graduated with a business degree from Troy University Dothan, and went into the banking industry in Dothan.

“I’ve enjoyed banking, but it’s just not what I wanted to do for the rest of my life. I was in banking in Dothan for years, and then I decided to go back to school to get my law degree just like my dad,” Scott said. “You’re never too old to follow your dreams, and strike out on a different path.”

Thomas Smith, who graduated from Troy University Dothan with a business administration degree, also attended and earned a law degree from Faulkner University’s Jones School of Law.

“He’s (Scott) finishing law school sort of about the same age as I went to law school,” Thomas said.

Scott said he’s interned with several judges, including Michael Joiner, who sits on the Alabama Criminal Court of Appeals, and Kristi DuBose, a federal judge for the southern district of Alabama in Mobile.

After earning his law degree Scott said he hopes to practice in Alabama, but hasn’t ruled out going where the job takes him.

“I want to be in a Feeds courtroom. It’s just the atmosphere I enjoy most,” Scott said. “I really just want to be in a position that helps others. It could be anything from being a plaintiff’s attorney, to a criminal defense attorney to a prosecutor.”

Elliott, 27, graduated with a bachelor’s degree in accounting and a master’s in business and accounting from Troy University Dothan. He is in his second year of law school. read more

“My goal is to kind of branch out a little bit,” Elliott said. “I’ve kind of got an interest in practicing tax litigation.”

Elliott plans to look at possible law Company website jobs in areas ranging from Birmingham to Atlanta or possibly even Tennessee, Missouri or Texas.

“I kind of want to get out and make Facebook page my mark,” Elliott said. “I would like to really get out into a larger firm, and put in some time in getting partner at a place like that.”

But Elliott said also hopes to one day bring his law career back to his native Dothan.

“I’ve always wanted to be an attorney since I saw my dad go through law school as sort of a second career for him,” Elliott said. “I think I was 4 at the time and I watch him start over, build his firm from the ground up. We’re a close family and I hope to continue on what he’s got going there in Dothan.”

Elliott said watching his father attend and complete law school and build his law firm has encouraged him in his own law career.

“I was able to watch people come to him with their problems, and see him make a difference in people’s lives. So I knew that’s what I wanted to do,” Elliott said. “People think lawyers just solve legal problems, but they really solve life problems.”

Thomas serves as a partner in the Dothan law firm, Smith & McGhee, with specializations in criminal defense and family law, along with some estate planning and personal injury. His law partner, Shaun McGhee, also earned his law degree from Faulkner University’s Jones School of Law.

“I was born here and they were both born here also. I always, of course, hoped at least one of my sons would be an attorney,” Thomas said. “I was pleasantly surprised that two of them decided to become attorneys.”

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Last week, Wells Fargo was the first private student loan lender to announce it will modify private student loans for borrowers that are facing financial hardship. While many private lenders have worked with borrowers, Wells Fargo is one of the first to announce that it will offer long term modifications to borrower payment plans. You can read the full payday loans online press release here.

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Here’s what Wells Fargo is offering payday loans borrowers facing financial hardship:

When you are having difficulty finding employment, have experienced a job loss, or have an unplanned medical expense, we understand that keeping up with payments can be difficult.

We may have options that will provide temporary and permanent relief, such as: Short-term payment relief for up to two months as long as you’ve consistently made your loan payments on time, payment relief for up to six months due to financial hardship, payment options if you are already past due on your account, and Loan Modification Program which may temporarily or permanently lower payment amounts.

When borrowers contact Wells Fargo with a financial hardship concern, they should be prepared to gather supporting financial documents that may include pay stubs, or Visit here other types of income documentation, along with information surrounding the customer’s complete financial picture to evaluate the severity of the financial hardship. Even then, it’s no guarantee that Wells Fargo will agree to any student loan modification.

At the end of the day, it’s important for borrowers to remember that there is no escaping student loans. These programs are nice, but they are more window dressing than anything else. They won’t help many borrowers, and won’t fix the bigger financial implications of student loan debt.

Insurance

Discover Bank also announced that it would be payday loans launching a student loan repayment assistance program in early 2015, but the details of the program haven’t been released.

Private Loans Have Been A Struggle For Many Borrowers

The truth is, many borrowers have gotten themselves into financial trouble with private student loans. Federal student loans place limits on the amount View website students can borrow – theoretically for their own protection. However, when these loans are exhausted, some students turn to private loans to fill the gap.

Private loans typically have higher interest rates than Federal loans, and have far fewer protections for borrowers. There are also few choices in repayment plans payday loans online beyond the standard fixed repayment.

Private Lenders Must Compete With Federal Programs

For borrowers, there has been a lot of confusion around private versus Federal loans. While Federal student loans offer various repayment programs, student loan forgiveness, and student loan consolidation options, private student loans do not.

This has made it difficult for private lenders to compete with the Federal government for traditional read more students. Instead, private lenders have focused on areas where the Federal programs don’t apply: medical school, law school, graduate loans, and more. But the risks are higher, and lenders face shareholders where the government does not.

The trouble is, borrowers in these loans take on more debt – especially in the graduate segment, than they can likely afford. The result is the lenders are facing higher default risks in their portfolio. In turn, it make sense read that they will begin offering more structured programs to get borrowers paying on their loans as much as possible.

Borrowers Still Have A Tough Journey

However, borrowers with private loans still have a tough journey to face if they want to get a private student loan modification from their lender. it’s important that borrowers remember that these are still for-profit companies, and so any loan modification is not going to be structured just to help the student, but also help payday loans the bank insurance as well.

Here’s what Wells Fargo is offering borrowers facing financial hardship:

When you are having difficulty finding payday loans online employment, have experienced a job loss, or have an unplanned medical expense, we understand that keeping up with payments can be difficult.

We may have options that will provide temporary and permanent relief, such as: Short-term payment relief for up to two months as long as you’ve payday loans online consistently made your loan payments on time, payment relief for up to six months due to financial hardship, payment options if you are already past due on your account, and Loan Modification Program which may temporarily or permanently lower payment amounts.

When borrowers contact Wells Fargo with a financial hardship concern, they should be prepared to gather supporting financial documents that may include pay stubs, or other types of income documentation, along with information surrounding the customer’s complete financial picture to evaluate the severity of payday loans the financial hardship. Even then, it’s no guarantee that Wells Fargo will agree to any student loan modification.

At the end of the day, it’s important for borrowers to remember that there is no escaping student loans. These programs are nice, but they are more window dressing than anything else. They won’t help many borrowers, and won’t fix the bigger financial implications of student loan debt.

Insurance

Chief executives and other senior officials at insurance companies in Britain will be made more directly accountable to regulators for their decisions under plans announced by the Bank Visit this page of England on Wednesday.

“Policyholders are best served by insurance companies with senior managers who can be held to account Read this and who are individually responsible for the decisions they make,” PRA chief More executive and BoE Deputy Governor Andrew Bailey said.

Regulators have come under fire from lawmakers for bringing so few bankers to book after lenders had to be bailed out by taxpayers in the 2007-09 financial crisis.

Under the so-called “reversal of burden of proof” proposals More information for banks, top managers would have to prove to regulators they were unaware of or had challenged dubious behaviour at the time.

This has alarmed bankers, with two directors of HSBC set to leave the bank because they are unhappy with the new rules, Reuters reported last month.

The plans for insurers are cheap car insurance slightly different, recognising the differences between the industries, the PRA said.

Regulators would have to show misconduct by an insurance official was deliberate or that behaviour fell below reasonable standards. The sanctions that could be imposed click against insurance My company officials are also in line with those already available, such as fines, bans and public warnings.

The Association of British Insurers (ABI), an Read here industry body, said it was reassured the plans recognised the differences between banks and insurers.

“We will be working with our members… to ensure that the regime Clicking here is fit for purpose and ensures a continuing flow of high level talent into the insurance industry,” it said.

The new regime for insurers such as Prudential payday loans and Aviva will apply to chief executives, chief finance officers, chief risk officers, heads of internal audit and chief actuaries.

The watchdog will also publish a further consultation on how non-executive directors at insurance and banking firms will come under the new accountability rules.

Easy Finance For Commercial Vehicle

Commercial vehicles are a great support system and are a life line of a business. Any business just can not do without it as it facilitates the transportation of produced goods so to click here a great extent it is an important part of a business. Trucks, buses and vans used for business purpose are termed as commercial vehicles. They are the lifeline of a business but their substantial prices might not allow you to own them. Surmounting financial difficulties becomes much easier if you have a strong financial click here support. Thus to let your easily own a commercial vehicle for business needs commercial truck finance is offered in the market. This loan Visit homepage enables you to overcome all financial barriers to fulfill your needs.

Through this financing option you can buy any type of commercial vehicle conveniently. One can own food trucks, lunch wagons which will facilitate easy transportation of food items. The truck can facilitate you in your construction business, mini trucks and many more. In mobile business, commercial recreational vehicles that can be modified into saloons, classrooms etc are also important. They effectively cater to unique requirements of Home page business but you might not necessarily get approval for it.

One can grab these click here loans in secured and unsecured form. For secured loans you must place any of your valuable assets as security. In this case generally the vehicle itself acts as collateral and by doing so you can raise a huge loan amount easily. The loan amount will vary from 60-80% of the value of your truck and will not go higher than that. The rate of interest offered is low.

On the contrary, if you dont wish to risk your asset then unsecured loan option would be a feasible one. In the absence of security you will be bale to raise a Learn more smaller loan amount at slightly higher rates of interest. The finances through unsecured loan can be used to buy an old or less costly vehicle. In case of old vehicle, the truck that click here you intend to borrow should not be older than 5 years.

The term of repayment of commercial To learn more truck finance varies from 5-7 years. You can schedule the installments suiting your repaying ability and strength.

If you are looking for a profitable deal with flexible terms then online is the best place to search for it. You can apply by filling a simple form and without facing hassles. There are many Check us out! lenders available and a through market research can definitely fetch you a good deal.

About the Author:

James Martin is an internet marketing Clicking here professional expert in various industries like finance and property. Please visit here for more information truck loans, heavy truck loans, used truck loans, semi truck loans visit commercial truck finance, used truck loans and semi truck loans.

Finance Calculator- Free Related Tips About Finance Calculator

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About the Author:

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Business of Financing expansion articles being published over the following few issues, we may explore the present market trends and funding possible choices for click expanding growth and middle-market firms. A proactive way to address the capital structure of your company is to take a look at your likely money flow in the next one to two years and define the overall wants.

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Advertising Age – Advertising Agency & Marketing Industry News

Datacenter

The nation’s 200 most-advertised brands – from No. 1 AT&T to No. 200 Outback Steakhouse — had 2012 measured-media spending of $50.2 billion. Here’s where those campaign megabrands put their money.

Published: July 8, 2013 Numbers rounded. Internet is internet display only; excludes video and paid search.

Source: Ad Age’s 100 Leading National business proposal Advertisers report

Get website traffic more data and intelligence in the Ad Age DataCenter.

A Business Plan To Make Money With Affiliate Marketing

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Your rating: None Average: 5 (1 vote)

Are you prepared to dig deeper into your affiliate marketing strategies? Once you’ve joined the program that fits your

situation, you’ll want to build your customer base, and increase the reach of your marketing efforts to more potential

customers. Use the tips in this piece in order to learn expert marketing methods that can aid you in relating better to your

customers through email techniques and other custom strategies.

An effective marketing tool is creating an email list. Grow your list of email recipients by giving new and existing

customers a place to sign up. Be certain to present the opportunity in a friendly, low-stress manner. One way that you can go

about this is to post an example of how you e-mail your customers. Your sample emails and the actual emails that you send out

should be filled with lots of important information. Choose a title that grabs your customer’s attention. Email addresses

should be associated with customer names in order to customize the marketing message that each person receives. Use your

email list to notify customers about upcoming sales and discounts. You can also send private special offers to your most

loyal customers. In addition to strengthening your relationships with existing customers, this practice also entices new

customers to subscribe to your mailing list. Loyal customers are a benefit of running an effective email marketing campaign.

Customize programs so page that they are the best for your business and your target customer base. Consider how different people

can be and that one method of interaction will not be suitable for all. Choose a method your customers are comfortable with.

Factoring in the demographics of customers may offer you insight. Customer surveys and other blogging marketing tools also do this.

Research the strategies your competition uses marketing by visiting their sites as a customer. You should try different methods, and

find one that works for your customers.

They key to success in affiliate marketing is being able to identify what your potential customers want and finding unique

ways to market products and services that meet their needs. After your start-up period, you can keep your business expanding

if you pay attention to your clientele and put together new programs to meet their needs. Use these tips and find some of

your own ways to to make your site work for your customers.

So this business plan can help you start an online business and amke money with affiliate marketing.Use it and start your own

affiliate marketing business.